Compare Today’s Refinance Rates for Trinity, Alabama 35673
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Trinity, Alabama 35673.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,127 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Trinity and other areas of Morgan county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Trinity, Alabama 35673
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Interactive Refinance Rate Projections for Trinity, Alabama 35673
Pureloan has developed an interactive chart to monitor the five largest local lenders in Trinity, AL 35673, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Trinity, Alabama 35673 from 2024 - 2016
The following historical data provides insights into refinancing trends in Trinity, Alabama and the surrounding Morgan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 64.71% | 59.38% | 52.59% | 65.45% | 76.11% | 65.47% | 56.64% | 57.27% |
avg refi rate | 6.19% | 3.81% | 2.91% | 3.16% | 4.25% | 4.50% | 4.04% | 3.87% | 4.08% |
% 15 year fixed refinance | 19.05% | 21.11% | 24.43% | 30.91% | 24.09% | 17.78% | 25.11% | 31.42% | 33.64% |
avg refi rate | 5.77% | 2.88% | 2.43% | 2.69% | 3.75% | 3.88% | 3.34% | 3.13% | 3.24% |
Avg credit score | 748.67 | 741.20 | 748.43 | 755.11 | 743.69 | 745.85 | 747.27 | 748.12 | 751.45 |
Avg LTV (loan to value) | 66.38% | 63.39% | 69.07% | 71.88% | 73.09% | 76.17% | 73.33% | 70.95% | 73.29% |
Avg DTI (debt to income) | 32.10 | 30.82 | 30.01 | 29.87 | 31.76 | 32.30 | 31.20 | 30.51 | 30.28 |
Avg refinance insurance % | 3.43% | 2.35% | 2.83% | 4.82% | 6.40% | 6.31% | 5.01% | 4.87% | 5.49% |
Best Refinance Brokers around Trinity, Alabama 35673
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Trinity, Alabama 35673, we have compiled a list of top refinance brokers to assist you in the process.
Mark Tackett
Loan Officer
103 Spenryn Dr
Madison, AL 35673
(770) 833-4570
mtackett@platinumez.com
Ryan Blackburn
Loan Officer
103 Spenryn Dr
Madison, AL 35673
(256) 258-2404
rblackburn@platinumez.com
Eric Shine
Loan Officer
103 Spenryn Dr
Madison, AL 35673
(865) 567-2100
eshine@platinumez.com
Kymberly Gonzales
Loan Officer
103 Spenryn Dr
Madison, AL 35673
(404) 993-1153
kgonzales@platinumez.com
Charles Hart
Loan Officer
103 Spenryn Dr
Madison, AL 35673
(205) 821-0363
chart@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(770) 833-4570
Fax (301) 639-0804
mtackett@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(256) 258-2404
Fax (301) 639-0804
rblackburn@platinumez.com
Address
103 Spenryn Dr
Madison, AL
Contact
(865) 567-2100
Fax (301) 639-0804
eshine@platinumez.com