Compare Today’s Refinance Rates for Tyler, Alabama 36785
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tyler, Alabama 36785.
With a 30-year amortization refinance in Tyler and surrounding areas of Dallas county, our calculations show that you can expect to save up to $3,245 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Tyler, Alabama 36785.
Summary of Average Refinances in Tyler, Alabama 36785
Become a certified mortgage expert on Pureloan.com
in Tyler, Alabama 36785
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Tyler, Alabama 36785
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tyler, AL 36785, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tyler, Alabama 36785 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tyler, Alabama and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Tyler, Alabama 36785
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tyler, Alabama 36785, we have compiled a list of top refinance brokers to assist you in the process.
Lillie King
Loan Officer
600 2nd Ave
Opelika, AL 36785
(334) 363-3071
LKing@bbandt.com
Gerald Clark
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36785
(334) 502-0245
gerald.clark@wellsfargo.com
Houston Russell
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36785
(334) 502-0245
houston.russell@wellsfargo.com
John Reese
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36785
(334) 502-0245
john.reese@wellsfargo.com
Daniel Dunlop
Home Mortgage Consultant
2607 E Glenn Ave
Auburn, AL 36785
(334) 502-0245
daniel.dunlop@wellsfargo.com
Address
600 2nd Ave
Opelika, AL
Contact
(334) 363-3071
Fax (301) 639-0804
LKing@bbandt.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
gerald.clark@wellsfargo.com
Address
2607 E Glenn Ave
Auburn, AL
Contact
(334) 502-0245
Fax (301) 639-0804
houston.russell@wellsfargo.com