Compare Today’s Refinance Rates for Wagarville, Alabama 36585
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wagarville, Alabama 36585.
With a 30-year amortization refinance in Wagarville and surrounding areas of Washington county, our calculations show that you can expect to save up to $14,980 over the lifetime of your mortgage, or a monthly savings of $42. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wagarville, Alabama 36585.
Summary of Average Refinances in Wagarville, Alabama 36585
Become a certified mortgage expert on Pureloan.com
in Wagarville, Alabama 36585
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Wagarville, Alabama 36585
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wagarville, AL 36585, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wagarville, Alabama 36585 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wagarville, Alabama and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 88.46% | 64.00% | 56.88% | 56.29% | 68.15% | 63.89% | 63.50% | 60.76% | 65.05% |
avg refi rate | 6.30% | 3.89% | 2.98% | 3.26% | 4.27% | 4.60% | 4.14% | 3.95% | 4.09% |
% 15 year fixed refinance | 11.54% | 17.78% | 26.81% | 28.62% | 22.93% | 25.00% | 24.09% | 25.95% | 22.58% |
avg refi rate | 5.92% | 2.65% | 2.46% | 2.78% | 3.83% | 3.91% | 3.31% | 3.23% | 3.41% |
Avg credit score | 751.35 | 744.60 | 750.40 | 756.83 | 748.64 | 733.43 | 743.16 | 752.23 | 748.60 |
Avg LTV (loan to value) | 76.15% | 70.30% | 72.65% | 75.03% | 76.64% | 74.69% | 74.21% | 76.77% | 75.49% |
Avg DTI (debt to income) | 33.77 | 33.00 | 30.92 | 31.19 | 32.73 | 32.86 | 31.63 | 32.32 | 30.75 |
Avg refinance insurance % | 10.12% | 5.09% | 4.62% | 5.83% | 8.77% | 7.06% | 6.70% | 7.52% | 7.48% |
Best Refinance Brokers around Wagarville, Alabama 36585
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wagarville, Alabama 36585, we have compiled a list of top refinance brokers to assist you in the process.
Jon Drake
Branch Manager
3494 Spring Hill Ave
Mobile, AL 36585
(251) 345-0590
dauphinst@acceptanceloan.com
Lisa Hartley
Loan Originator
3704 Dauphin St
Mobile, AL 36585
(251) 304-0234
lisahartley@synovusmortgage.com
Tara Dussouy
Loan Officer
41 W I65 Service Rd N Ste 183
Mobile, AL 36585
(251) 340-8728
TDussouy@bbandt.com
Kathleen Williams
Loan Officer
41 W I65 Service Rd N Ste 183
Mobile, AL 36585
(251) 340-8710
KWilliams@bbandt.com
Tim Wilkes
President
1550 S University Blvd
Mobile, AL 36585
(251) 660-5025
timwilkes@magmtg.com
Address
3494 Spring Hill Ave
Mobile, AL
Contact
(251) 345-0590
Fax (301) 639-0804
dauphinst@acceptanceloan.com
Address
3704 Dauphin St
Mobile, AL
Contact
(251) 304-0234
Fax (301) 639-0804
lisahartley@synovusmortgage.com
Address
41 W I65 Service Rd N Ste 183
Mobile, AL
Contact
(251) 340-8728
Fax (301) 639-0804
TDussouy@bbandt.com