Compare Today’s Refinance Rates for Warrior, Alabama 35180
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Warrior, Alabama 35180.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,967 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Warrior and other areas of Jefferson county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Warrior, Alabama 35180
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Interactive Refinance Rate Projections for Warrior, Alabama 35180
Pureloan has developed an interactive chart to monitor the five largest local lenders in Warrior, AL 35180, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Warrior, Alabama 35180 from 2024 - 2016
The following historical data provides insights into refinancing trends in Warrior, Alabama and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.00% | 63.08% | 62.95% | 63.93% | 64.49% | 66.00% | 54.59% | 60.07% | 60.59% |
avg refi rate | 6.35% | 3.74% | 2.97% | 3.26% | 4.19% | 4.52% | 4.08% | 3.93% | 4.14% |
% 15 year fixed refinance | 12.00% | 20.35% | 23.12% | 21.44% | 22.04% | 26.00% | 29.19% | 25.75% | 26.27% |
avg refi rate | 5.08% | 2.81% | 2.44% | 2.74% | 3.59% | 3.94% | 3.24% | 3.12% | 3.31% |
Avg credit score | 740.48 | 767.20 | 749.13 | 755.44 | 748.43 | 743.27 | 745.11 | 747.55 | 747.69 |
Avg LTV (loan to value) | 64.88% | 65.65% | 70.35% | 74.12% | 72.06% | 74.74% | 74.59% | 75.63% | 76.17% |
Avg DTI (debt to income) | 32.32 | 32.63 | 30.54 | 30.67 | 32.54 | 32.47 | 32.65 | 31.86 | 32.60 |
Avg refinance insurance % | 1.48% | 1.46% | 3.10% | 5.13% | 5.18% | 5.91% | 5.44% | 7.29% | 6.60% |
Best Refinance Brokers around Warrior, Alabama 35180
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Warrior, Alabama 35180, we have compiled a list of top refinance brokers to assist you in the process.
Steve Shoemaker
Loan Originator
2204 Lakeshore Dr Ste 330
Birmingham, AL 35180
(205) 874-1331
steveshoemaker@synovusmortgage.com
David Mays
Mortgage Banker
2001 Park Pl Ste 650
Birmingham, AL 35180
(205) 824-3848
dmays@renasant.com
Renee Green
Mortgage Loan Officer
324 Arrington Blvd N
Birmingham, AL 35180
(205) 949-2206
rg@servisfirstbank.com
Jenifer Tucker
Branch Manager/ Lender
2915 Clairmont Ave S
Birmingham, AL 35180
(205) 949-0892
jenifert@eva-bank.com
Graham Hutson
President
1 Independence Plz Ste 816
Birmingham, AL 35180
(205) 870-7777
graham@thehutsoncompany.com
Address
2204 Lakeshore Dr Ste 330
Birmingham, AL
Contact
(205) 874-1331
Fax (301) 639-0804
steveshoemaker@synovusmortgage.com
Address
2001 Park Pl Ste 650
Birmingham, AL
Contact
(205) 824-3848
Fax (301) 639-0804
dmays@renasant.com
Address
324 Arrington Blvd N
Birmingham, AL
Contact
(205) 949-2206
Fax (301) 639-0804
rg@servisfirstbank.com