Compare Today’s Refinance Rates for Alexander, Arkansas 72002
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Alexander, Arkansas 72002.
With a 30-year amortization refinance in Alexander and surrounding areas of Saline county, our calculations show that you can expect to save up to $7,530 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Alexander, Arkansas 72002.
Summary of Average Refinances in Alexander, Arkansas 72002
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Interactive Refinance Rate Projections for Alexander, Arkansas 72002
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alexander, AR 72002, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alexander, Arkansas 72002 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alexander, Arkansas and the surrounding Saline county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
| avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
| % 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
| avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
| Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
| Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
| Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
| Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Alexander, Arkansas 72002
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alexander, Arkansas 72002, we have compiled a list of top refinance brokers to assist you in the process.
Ceci Bettell
Branch President Loan Officer
PO Box 511
De Witt, AR 72002
(870) 946-3551
CBettell@arkansascountybank.com
Gary Oltmann
Executive VP
PO Box 511
De Witt, AR 72002
(870) 946-3551
GOltmann@arkansascountybank.com
Dale Bennett
Executive VP Ag-Loan Division
PO Box 511
De Witt, AR 72002
(870) 946-3551
DBennett@arkansascountybank.com
Waylan Wiggins
Executive VP Ag-Loan Division
PO Box 511
De Witt, AR 72002
(870) 946-3551
WWiggins@arkansascountybank.com
Flora R. Sisemore
Senior Vice President
PO Box 511
De Witt, AR 72002
(870) 946-3551
FSisemore@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
CBettell@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
GOltmann@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
DBennett@arkansascountybank.com