Compare Today’s Refinance Rates for Austin, Arkansas 72007
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Austin, Arkansas 72007.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Austin, Arkansas 72007. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,108 or $14 per month in Austin and other parts of Lonoke county.
Summary of Average Refinances in Austin, Arkansas 72007
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Interactive Refinance Rate Projections for Austin, Arkansas 72007
Pureloan has developed an interactive chart to monitor the five largest local lenders in Austin, AR 72007, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Austin, Arkansas 72007 from 2024 - 2016
The following historical data provides insights into refinancing trends in Austin, Arkansas and the surrounding Lonoke county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
% 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Austin, Arkansas 72007
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Austin, Arkansas 72007, we have compiled a list of top refinance brokers to assist you in the process.
Ceci Bettell
Branch President Loan Officer
PO Box 511
De Witt, AR 72007
(870) 946-3551
CBettell@arkansascountybank.com
Gary Oltmann
Executive VP
PO Box 511
De Witt, AR 72007
(870) 946-3551
GOltmann@arkansascountybank.com
Dale Bennett
Executive VP Ag-Loan Division
PO Box 511
De Witt, AR 72007
(870) 946-3551
DBennett@arkansascountybank.com
Waylan Wiggins
Executive VP Ag-Loan Division
PO Box 511
De Witt, AR 72007
(870) 946-3551
WWiggins@arkansascountybank.com
Flora R. Sisemore
Senior Vice President
PO Box 511
De Witt, AR 72007
(870) 946-3551
FSisemore@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
CBettell@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
GOltmann@arkansascountybank.com
Address
PO Box 511
De Witt, AR
Contact
(870) 946-3551
Fax (301) 639-0804
DBennett@arkansascountybank.com