Compare Today’s Refinance Rates for Bella Vista, Arkansas 72714
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bella Vista, Arkansas 72714.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,153 over the lifetime of your mortgage, which translates to a monthly savings of $20 in Bella Vista and other areas of Benton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bella Vista, Arkansas 72714
Become a certified mortgage expert on Pureloan.com
in Bella Vista, Arkansas 72714
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bella Vista, Arkansas 72714
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bella Vista, AR 72714, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bella Vista, Arkansas 72714 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bella Vista, Arkansas and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Bella Vista, Arkansas 72714
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bella Vista, Arkansas 72714, we have compiled a list of top refinance brokers to assist you in the process.
Lance Hauth
Senior Mortgage Banker
2210 S Walton Blvd Ste 10
Bentonville, AR 72714
(479) 366-9494
lancehauth@leader1.com
Thad Skidmore
Senior Mortgage Banker
2210 S Walton Blvd Ste 10
Bentonville, AR 72714
(479) 366-9494
thadskidmore@leader1.com
Darla Larson
Vice President & Regional Branch Manager
1080 SE 14th St Ste A
Bentonville, AR 72714
(479) 273-3311
darla.larson@farmcredit.com
Megan Mayo
Financial Services Specialist
1080 SE 14th St Ste A
Bentonville, AR 72714
(479) 273-3311
megan.mayo@farmcredit.com
Ryann Thornton
VP, Sales Manager
2905 S. Walton Blvd, Ste 13
Bentonville, AR 72714
(479) 936-2706
rthornton@ffbh.com
Address
2210 S Walton Blvd Ste 10
Bentonville, AR
Contact
(479) 366-9494
Fax (301) 639-0804
lancehauth@leader1.com
Address
2210 S Walton Blvd Ste 10
Bentonville, AR
Contact
(479) 366-9494
Fax (301) 639-0804
thadskidmore@leader1.com
Address
1080 SE 14th St Ste A
Bentonville, AR
Contact
(479) 273-3311
Fax (301) 639-0804
darla.larson@farmcredit.com