Compare Today’s Refinance Rates for Benton, Arkansas 72158
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Benton, Arkansas 72158.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Benton, Arkansas 72158. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,473 or $15 per month in Benton and other parts of Saline county.
Summary of Average Refinances in Benton, Arkansas 72158
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Interactive Refinance Rate Projections for Benton, Arkansas 72158
Pureloan has developed an interactive chart to monitor the five largest local lenders in Benton, AR 72158, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Benton, Arkansas 72158 from 2024 - 2016
The following historical data provides insights into refinancing trends in Benton, Arkansas and the surrounding Saline county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Benton, Arkansas 72158
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Benton, Arkansas 72158, we have compiled a list of top refinance brokers to assist you in the process.
Mary Jo Fortune
Senior Vice- President/ loan officer
708 S Main St
Stuttgart, AR 72158
(870) 673-6911
mfortune@mebanking.com
GARY HUDSON
President & CEO
708 S Main St
Stuttgart, AR 72158
(870) 673-6911
ghudson@mebanking.com
JODY FOWLER
Senior Vice President
708 S Main St
Stuttgart, AR 72158
(870) 673-6911
jfowler@mebanking.com
JOANN WEST
Senior VIce President
708 S Main St
Stuttgart, AR 72158
(870) 673-6911
jwest@mebanking.com
DONNA KIMES
Senior Vice President
708 S Main St
Stuttgart, AR 72158
(870) 673-6911
dkimes@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
mfortune@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
ghudson@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
jfowler@mebanking.com