Compare Today’s Refinance Rates for Bradford, Arkansas 72020
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bradford, Arkansas 72020.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,453 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Bradford and other areas of White county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Bradford, Arkansas 72020
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Interactive Refinance Rate Projections for Bradford, Arkansas 72020
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bradford, AR 72020, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bradford, Arkansas 72020 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bradford, Arkansas and the surrounding White county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
% 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Bradford, Arkansas 72020
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bradford, Arkansas 72020, we have compiled a list of top refinance brokers to assist you in the process.
Steve Jackson
Branch Manager
16 Ryeland Dr Ste C
Cabot, AR 72020
(501) 843-3700
sjackson@blrmortgage.com
Carrie Grizzle
AgFinancial Service Officer
498 Broadmoor Dr
Brinkley, AR 72020
(870) 734-4561
Carrie.Grizzle@agheritagefcs.com
Jason Hayes
VP & Branch Manager
498 Broadmoor Dr
Brinkley, AR 72020
(870) 734-4561
Jason.Hayes@agheritagefcs.com
Kevin Simpson
AgFinancial Service Officer
498 Broadmoor Dr
Brinkley, AR 72020
(870) 734-4561
Kevin.Simpson@agheritagefcs.com
Amanda Clift
Branch Manager
612 Office Park Dr Ste 4
Bryant, AR 72020
(501) 315-2300
aclift@blrmortgage.com
Address
16 Ryeland Dr Ste C
Cabot, AR
Contact
(501) 843-3700
Fax (301) 639-0804
sjackson@blrmortgage.com
Address
498 Broadmoor Dr
Brinkley, AR
Contact
(870) 734-4561
Fax (301) 639-0804
Carrie.Grizzle@agheritagefcs.com
Address
498 Broadmoor Dr
Brinkley, AR
Contact
(870) 734-4561
Fax (301) 639-0804
Jason.Hayes@agheritagefcs.com