Compare Today’s Refinance Rates for Carthage, Arkansas 71725
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Carthage, Arkansas 71725.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $616 over the lifetime of your mortgage, which translates to a monthly savings of $2 in Carthage and other areas of Dallas county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Carthage, Arkansas 71725
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Carthage, Arkansas 71725
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carthage, AR 71725, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carthage, Arkansas 71725 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carthage, Arkansas and the surrounding Dallas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 39.02% | 53.64% | 41.32% | 60.00% | 84.21% | 55.00% | 42.86% | 52.17% |
| avg refi rate | 6.22% | 3.69% | 3.00% | 3.19% | 4.20% | 4.63% | 4.14% | 4.01% | 4.15% |
| % 15 year fixed refinance | 26.83% | 27.15% | 41.32% | 15.00% | 15.79% | 30.00% | 14.29% | 30.43% | |
| avg refi rate | 2.76% | 2.50% | 2.92% | 3.91% | 3.96% | 3.60% | 3.47% | 3.55% | |
| Avg credit score | 742.75 | 739.83 | 741.42 | 750.63 | 753.65 | 730.26 | 742.30 | 746.18 | 742.13 |
| Avg LTV (loan to value) | 73.75% | 71.49% | 72.16% | 77.36% | 77.15% | 75.79% | 79.45% | 74.11% | 71.39% |
| Avg DTI (debt to income) | 33.25 | 33.95 | 31.11 | 29.40 | 27.20 | 33.95 | 30.05 | 31.18 | 27.35 |
| Avg refinance insurance % | 3.00% | 6.49% | 5.56% | 7.36% | 4.55% | 9.95% | 6.65% | 3.89% | 4.00% |
Best Refinance Brokers around Carthage, Arkansas 71725
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carthage, Arkansas 71725, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Jon Robbins
Mortgage Banker
101 W Main St
El Dorado, AR 71725
(870) 268-4740
jonathan.robbins@bxs.com
Carla Manning
Loan Doc Specialist
1703 Pittman Rd
Magnolia, AR 71725
(870) 234-8611
carla.manning@farmcredit.com
Shaun McKamie
Vice President & Branch Manager
PO Box 250
Magnolia, AR 71725
(501) 332-2462
shaun.mckamie@farmcredit.com
Milly Lindsey
Financial Services Specialist
PO Box 250
Magnolia, AR 71725
(501) 332-2462
milly.lindsey@farmcredit.com
Address
101 W Main St
El Dorado, AR
Contact
(870) 268-4740
Fax (301) 639-0804
jonathan.robbins@bxs.com
Address
1703 Pittman Rd
Magnolia, AR
Contact
(870) 234-8611
Fax (301) 639-0804
carla.manning@farmcredit.com
Address
PO Box 250
Magnolia, AR
Contact
(501) 332-2462
Fax (301) 639-0804
shaun.mckamie@farmcredit.com