Compare Today’s Refinance Rates for Decatur, Arkansas 72722
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Decatur, Arkansas 72722.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Decatur, Arkansas 72722. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,473 or $15 per month in Decatur and other parts of Benton county.
Summary of Average Refinances in Decatur, Arkansas 72722
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Interactive Refinance Rate Projections for Decatur, Arkansas 72722
Pureloan has developed an interactive chart to monitor the five largest local lenders in Decatur, AR 72722, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Decatur, Arkansas 72722 from 2024 - 2016
The following historical data provides insights into refinancing trends in Decatur, Arkansas and the surrounding Benton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
| avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
| % 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
| avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
| Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
| Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
| Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
| Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Decatur, Arkansas 72722
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Decatur, Arkansas 72722, we have compiled a list of top refinance brokers to assist you in the process.
Lance Hauth
Senior Mortgage Banker
2210 S Walton Blvd Ste 10
Bentonville, AR 72722
(479) 366-9494
lancehauth@leader1.com
Thad Skidmore
Senior Mortgage Banker
2210 S Walton Blvd Ste 10
Bentonville, AR 72722
(479) 366-9494
thadskidmore@leader1.com
Darla Larson
Vice President & Regional Branch Manager
1080 SE 14th St Ste A
Bentonville, AR 72722
(479) 273-3311
darla.larson@farmcredit.com
Megan Mayo
Financial Services Specialist
1080 SE 14th St Ste A
Bentonville, AR 72722
(479) 273-3311
megan.mayo@farmcredit.com
Matt Machen
Loan Officer
2000 S Promenade Blvd Ste 103
Rogers, AR 72722
(479) 936-2711
mmachen@ffbh.com
Address
2210 S Walton Blvd Ste 10
Bentonville, AR
Contact
(479) 366-9494
Fax (301) 639-0804
lancehauth@leader1.com
Address
2210 S Walton Blvd Ste 10
Bentonville, AR
Contact
(479) 366-9494
Fax (301) 639-0804
thadskidmore@leader1.com
Address
1080 SE 14th St Ste A
Bentonville, AR
Contact
(479) 273-3311
Fax (301) 639-0804
darla.larson@farmcredit.com