Compare Today’s Refinance Rates for Emerson, Arkansas 71740
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Emerson, Arkansas 71740.
With a 30-year amortization refinance in Emerson and surrounding areas of Columbia county, our calculations show that you can expect to save up to $3,065 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Emerson, Arkansas 71740.
Summary of Average Refinances in Emerson, Arkansas 71740
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Interactive Refinance Rate Projections for Emerson, Arkansas 71740
Pureloan has developed an interactive chart to monitor the five largest local lenders in Emerson, AR 71740, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Emerson, Arkansas 71740 from 2024 - 2016
The following historical data provides insights into refinancing trends in Emerson, Arkansas and the surrounding Columbia county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 39.02% | 53.64% | 41.32% | 60.00% | 84.21% | 55.00% | 42.86% | 52.17% |
avg refi rate | 6.22% | 3.69% | 3.00% | 3.19% | 4.20% | 4.63% | 4.14% | 4.01% | 4.15% |
% 15 year fixed refinance | 26.83% | 27.15% | 41.32% | 15.00% | 15.79% | 30.00% | 14.29% | 30.43% | |
avg refi rate | 2.76% | 2.50% | 2.92% | 3.91% | 3.96% | 3.60% | 3.47% | 3.55% | |
Avg credit score | 742.75 | 739.83 | 741.42 | 750.63 | 753.65 | 730.26 | 742.30 | 746.18 | 742.13 |
Avg LTV (loan to value) | 73.75% | 71.49% | 72.16% | 77.36% | 77.15% | 75.79% | 79.45% | 74.11% | 71.39% |
Avg DTI (debt to income) | 33.25 | 33.95 | 31.11 | 29.40 | 27.20 | 33.95 | 30.05 | 31.18 | 27.35 |
Avg refinance insurance % | 3.00% | 6.49% | 5.56% | 7.36% | 4.55% | 9.95% | 6.65% | 3.89% | 4.00% |
Best Refinance Brokers around Emerson, Arkansas 71740
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Emerson, Arkansas 71740, we have compiled a list of top refinance brokers to assist you in the process.
Carla Manning
Loan Doc Specialist
1703 Pittman Rd
Magnolia, AR 71740
(870) 234-8611
carla.manning@farmcredit.com
Shaun McKamie
Vice President & Branch Manager
PO Box 250
Magnolia, AR 71740
(501) 332-2462
shaun.mckamie@farmcredit.com
Milly Lindsey
Financial Services Specialist
PO Box 250
Magnolia, AR 71740
(501) 332-2462
milly.lindsey@farmcredit.com
Jon Robbins
Mortgage Banker
101 W Main St
El Dorado, AR 71740
(870) 268-4740
jonathan.robbins@bxs.com
Address
1703 Pittman Rd
Magnolia, AR
Contact
(870) 234-8611
Fax (301) 639-0804
carla.manning@farmcredit.com
Address
PO Box 250
Magnolia, AR
Contact
(501) 332-2462
Fax (301) 639-0804
shaun.mckamie@farmcredit.com
Address
PO Box 250
Magnolia, AR
Contact
(501) 332-2462
Fax (301) 639-0804
milly.lindsey@farmcredit.com