Compare Today’s Refinance Rates for Fifty Six, Arkansas 72533
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fifty Six, Arkansas 72533.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,014 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Fifty Six and other areas of Stone county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fifty Six, Arkansas 72533
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Interactive Refinance Rate Projections for Fifty Six, Arkansas 72533
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fifty Six, AR 72533, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fifty Six, Arkansas 72533 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fifty Six, Arkansas and the surrounding Stone county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
| avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
| % 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
| avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
| Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
| Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
| Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
| Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Fifty Six, Arkansas 72533
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fifty Six, Arkansas 72533, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72533
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72533
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72533
(870) 793-4441
lLanier@thecitizensbank.net
Phyllis Billingsley
Vice President
263 S 3rd St
Batesville, AR 72533
(870) 793-4441
pBillingsley@thecitizensbank.net
W.N. Brasher
Vice President
263 S 3rd St
Batesville, AR 72533
(870) 793-4441
mBrasher@thecitizensbank.net
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
DHefner@thecitizensbank.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
lLanier@thecitizensbank.net