Compare Today’s Refinance Rates for Fort Smith, Arkansas
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fort Smith, Arkansas 72919. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fort Smith and surrounding areas of Sebastian county, your expected lifetime cash savings are $2,990 or $8 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fort Smith, Arkansas 72919.
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Summary of Average Refinance Terms in Fort Smith, Arkansas 72919
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Fort Smith, AR 72919, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Fort Smith, Arkansas 72919 from 2012 - 2019
Below are historical data on refinancing in Fort Smith, Arkansas and around Sebastian county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 59.55% | 51.56% | 48.98% | 54.05% | 62.50% | 59.72% | 60.43% | 51.97% |
| avg refi rate | 4.75% | 4.48% | 3.83% | 3.74% | 4.43% | 4.11% | 3.94% | 4.02% |
| % 15 year fixed refinance | 27.72% | 31.65% | 33.70% | 35.36% | 28.31% | 26.20% | 29.00% | 35.53% |
| avg refi rate | 4.12% | 3.75% | 3.19% | 2.91% | 3.56% | 3.33% | 3.11% | 3.24% |
| Avg credit score | 759.19 | 757.36 | 762.52 | 757.36 | 749.30 | 746.04 | 748.95 | 744.26 |
| Avg LTV (loan to value) | 70.15% | 71.10% | 71.99% | 71.89% | 73.13% | 74.22% | 75.33% | 73.99% |
| Avg DTI (debt to income) | 29.59 | 31.18 | 29.13 | 30.12 | 31.53 | 32.00 | 32.38 | 33.56 |
| Avg refinance insurance % | 2.27% | 3.23% | 5.16% | 4.21% | 5.31% | 5.95% | 7.09% | 4.72% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Fort Smith, Arkansas 72919
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fort Smith, Arkansas 72919, we have compiled a list of the leading refinance brokers to guide you.
Laura Waldroop
Mortgage Lender
5400 Rogers Avenue
Fort Smith, AR 72919
(479) 226-8662
laura.waldroop@regions.com
Gary OConnor
Branch Manager / Loan Officer
8901 Jenny Lind Rd.
Fort Smith, AR 72919
(479) 648-3030
goconnor@primeres.com
Sheila Kelton
Mortgage Loan Originator
4625 Old Greenwood Road
Fort Smith, AR 72919
(479) 494-3366
skelton@my100bank.com
Stacey Mitchell
Loan Officer
3600 Old Greenwood Road, Ste 1
Fort Smith, AR 72919
(479) 452-7300
smitchell@blrmortgage.com
Vicki newton
President/CEO
4411 Midland Blvd
Fort Smith, AR 72919
(479) 782-4001 Ext213
vicki@dixiecupfcu.com
Address
5400 Rogers Avenue
Fort Smith, AR
Contact
(479) 226-8662
Fax (301) 639-0804
laura.waldroop@regions.com
Address
8901 Jenny Lind Rd.
Fort Smith, AR
Contact
(479) 648-3030
Fax (301) 639-0804
goconnor@primeres.com
Address
4625 Old Greenwood Road
Fort Smith, AR
Contact
(479) 494-3366
Fax (301) 639-0804
skelton@my100bank.com