Compare Today’s Refinance Rates for Fort Smith, Arkansas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Fort Smith, Arkansas 72919. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Fort Smith and surrounding areas of Sebastian county, your expected lifetime cash savings are $2,990 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Fort Smith, Arkansas 72919.

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Summary of Average Refinance Terms in Fort Smith, Arkansas 72919

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Fort Smith, AR 72919, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Fort Smith, Arkansas 72919 from 2012 - 2019

Below are historical data on refinancing in Fort Smith, Arkansas and around Sebastian county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.55% 51.56% 48.98% 54.05% 62.50% 59.72% 60.43% 51.97%
avg refi rate 4.75% 4.48% 3.83% 3.74% 4.43% 4.11% 3.94% 4.02%
% 15 year fixed refinance 27.72% 31.65% 33.70% 35.36% 28.31% 26.20% 29.00% 35.53%
avg refi rate 4.12% 3.75% 3.19% 2.91% 3.56% 3.33% 3.11% 3.24%
Avg credit score 759.19 757.36 762.52 757.36 749.30 746.04 748.95 744.26
Avg LTV (loan to value) 70.15% 71.10% 71.99% 71.89% 73.13% 74.22% 75.33% 73.99%
Avg DTI (debt to income) 29.59 31.18 29.13 30.12 31.53 32.00 32.38 33.56
Avg refinance insurance % 2.27% 3.23% 5.16% 4.21% 5.31% 5.95% 7.09% 4.72%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Fort Smith, Arkansas 72919

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Fort Smith, Arkansas 72919, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Laura Waldroop

Mortgage Lender

5400 Rogers Avenue

Fort Smith, AR 72919

(479) 226-8662

laura.waldroop@regions.com

Gary OConnor

Branch Manager / Loan Officer

8901 Jenny Lind Rd.

Fort Smith, AR 72919

(479) 648-3030

goconnor@primeres.com

Sheila Kelton

Mortgage Loan Originator

4625 Old Greenwood Road

Fort Smith, AR 72919

(479) 494-3366

skelton@my100bank.com

Stacey Mitchell

Loan Officer

3600 Old Greenwood Road, Ste 1

Fort Smith, AR 72919

(479) 452-7300

smitchell@blrmortgage.com

Vicki newton

President/CEO

4411 Midland Blvd

Fort Smith, AR 72919

(479) 782-4001 Ext213

vicki@dixiecupfcu.com

Address

5400 Rogers Avenue

Fort Smith, AR

Contact

(479) 226-8662

Fax (301) 639-0804

laura.waldroop@regions.com

Address

8901 Jenny Lind Rd.

Fort Smith, AR

Contact

(479) 648-3030

Fax (301) 639-0804

goconnor@primeres.com

Address

4625 Old Greenwood Road

Fort Smith, AR

Contact

(479) 494-3366

Fax (301) 639-0804

skelton@my100bank.com

Refinancing News for Fort Smith, Arkansas 72919