Compare Today’s Refinance Rates for Fort Smith, Arkansas 72905
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Fort Smith, Arkansas 72905.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,014 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Fort Smith and other areas of Sebastian county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Fort Smith, Arkansas 72905
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Interactive Refinance Rate Projections for Fort Smith, Arkansas 72905
Pureloan has developed an interactive chart to monitor the five largest local lenders in Fort Smith, AR 72905, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Fort Smith, Arkansas 72905 from 2024 - 2016
The following historical data provides insights into refinancing trends in Fort Smith, Arkansas and the surrounding Sebastian county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Fort Smith, Arkansas 72905
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Fort Smith, Arkansas 72905, we have compiled a list of top refinance brokers to assist you in the process.
Laura Waldroop
Mortgage Lender
5400 Rogers Avenue
Fort Smith, AR 72905
(479) 226-8662
laura.waldroop@regions.com
Gary OConnor
Branch Manager / Loan Officer
8901 Jenny Lind Rd.
Fort Smith, AR 72905
(479) 648-3030
goconnor@primeres.com
Sheila Kelton
Mortgage Loan Originator
4625 Old Greenwood Road
Fort Smith, AR 72905
(479) 494-3366
skelton@my100bank.com
Stacey Mitchell
Loan Officer
3600 Old Greenwood Road, Ste 1
Fort Smith, AR 72905
(479) 452-7300
smitchell@blrmortgage.com
Vicki newton
President/CEO
4411 Midland Blvd
Fort Smith, AR 72905
(479) 782-4001 Ext213
vicki@dixiecupfcu.com
Address
5400 Rogers Avenue
Fort Smith, AR
Contact
(479) 226-8662
Fax (301) 639-0804
laura.waldroop@regions.com
Address
8901 Jenny Lind Rd.
Fort Smith, AR
Contact
(479) 648-3030
Fax (301) 639-0804
goconnor@primeres.com
Address
4625 Old Greenwood Road
Fort Smith, AR
Contact
(479) 494-3366
Fax (301) 639-0804
skelton@my100bank.com