Compare Today’s Refinance Rates for Gillham, Arkansas 71841
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Gillham, Arkansas 71841.
With a 30-year amortization refinance in Gillham and surrounding areas of Sevier county, our calculations show that you can expect to save up to $3,539 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Gillham, Arkansas 71841.
Summary of Average Refinances in Gillham, Arkansas 71841
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Interactive Refinance Rate Projections for Gillham, Arkansas 71841
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gillham, AR 71841, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gillham, Arkansas 71841 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gillham, Arkansas and the surrounding Sevier county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 64.10% | 40.00% | 47.62% | 67.65% | 44.44% | 42.22% | 46.00% | |
avg refi rate | 4.04% | 3.97% | 4.19% | 4.52% | 3.84% | 3.98% | 4.81% | 5.07% | |
% 15 year fixed refinance | 26.32% | 25.64% | 48.00% | 38.10% | 26.47% | 44.44% | 37.78% | 44.00% | |
avg refi rate | 3.50% | 3.26% | 3.41% | 3.75% | 3.25% | 3.29% | 4.17% | 4.44% | |
Avg credit score | 738.42 | 749.26 | 746.56 | 736.43 | 762.74 | 751.76 | 746.64 | 750.54 | |
Avg LTV (loan to value) | 73.58% | 73.08% | 72.24% | 73.05% | 74.88% | 66.09% | 67.89% | 71.96% | |
Avg DTI (debt to income) | 34.11 | 29.36 | 30.24 | 34.24 | 27.53 | 29.84 | 30.60 | 29.38 | |
Avg refinance insurance % | 8.26% | 4.21% | 5.32% | 6.10% | 8.76% | 2.82% | 2.42% | 3.20% |
Best Refinance Brokers around Gillham, Arkansas 71841
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gillham, Arkansas 71841, we have compiled a list of top refinance brokers to assist you in the process.
Robert Harden
Regional Appraiser
1722 E 3rd St
Hope, AR 71841
(870) 777-6704
robert.harden@farmcredit.com
Jordan Jones
Financial Services Specialist
1722 E 3rd St
Hope, AR 71841
(870) 777-6704
jordan.jones@farmcredit.com
Madison Cox
Regional Financial Services Specialist
1722 E 3rd St
Hope, AR 71841
(870) 703-5398
madison.cox@farmcredit.com
Clay Lance
Assistant Vice President
1722 E 3rd St
Hope, AR 71841
(870) 777-6704
clay.lance@farmcredit.com
Jerry Nance
Vice President & Branch Manager
1722 E 3rd St
Hope, AR 71841
(870) 777-6704
jerry.nance@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
robert.harden@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
jordan.jones@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 703-5398
Fax (301) 639-0804
madison.cox@farmcredit.com