Compare Today’s Refinance Rates for Hardy, Arkansas 72542
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hardy, Arkansas 72542.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hardy, Arkansas 72542. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,562 or $7 per month in Hardy and other parts of Sharp county.
Summary of Average Refinances in Hardy, Arkansas 72542
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Interactive Refinance Rate Projections for Hardy, Arkansas 72542
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hardy, AR 72542, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hardy, Arkansas 72542 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hardy, Arkansas and the surrounding Sharp county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Hardy, Arkansas 72542
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hardy, Arkansas 72542, we have compiled a list of top refinance brokers to assist you in the process.
Christy BOLIN
Mortgage Loan Originator
1536 Hwy. 62/412
Highland, AR 72542
(870) 856-4212
Christy.Bolin@firstcommunity.net
Kelly Garst
Mortgage Loan Originator
1536 Hwy. 62/412
Highland, AR 72542
(870) 856-4212
Kelly.Garst@firstcommunity.net
Michelle linehan
Mortgage Loan Originator
1536 Hwy. 62/412
Highland, AR 72542
(870) 856-4212
Michele.Linehan@firstcommunity.net
DeLoris Lindsey
VP Branch Manager/Mortgage Loan Originator
1536 Hwy. 62/412
Highland, AR 72542
(870) 856-4212
dlindsey@firstcommunity.net
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72542
(870) 612-3400
jscarbrough@firstcommunity.net
Address
1536 Hwy. 62/412
Highland, AR
Contact
(870) 856-4212
Fax (301) 639-0804
Christy.Bolin@firstcommunity.net
Address
1536 Hwy. 62/412
Highland, AR
Contact
(870) 856-4212
Fax (301) 639-0804
Kelly.Garst@firstcommunity.net
Address
1536 Hwy. 62/412
Highland, AR
Contact
(870) 856-4212
Fax (301) 639-0804
Michele.Linehan@firstcommunity.net