Compare Today’s Refinance Rates for Hot Springs National Park, Arkansas 71901
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hot Springs National Park, Arkansas 71901.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hot Springs National Park, Arkansas 71901. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,038 or $8 per month in Hot Springs National Park and other parts of Garland county.
Summary of Average Refinances in Hot Springs National Park, Arkansas 71901
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Interactive Refinance Rate Projections for Hot Springs National Park, Arkansas 71901
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hot Springs National Park, AR 71901, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hot Springs National Park, Arkansas 71901 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hot Springs National Park, Arkansas and the surrounding Garland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 58.82% | 61.16% | 65.07% | 58.57% | 53.66% | 47.70% | 57.79% | 55.61% | |
avg refi rate | 3.97% | 3.93% | 4.06% | 4.44% | 3.73% | 3.92% | 4.51% | 4.78% | |
% 15 year fixed refinance | 35.29% | 28.93% | 26.03% | 31.43% | 34.63% | 40.23% | 30.52% | 34.98% | |
avg refi rate | 3.20% | 3.07% | 3.36% | 3.57% | 2.94% | 3.23% | 3.83% | 4.12% | |
Avg credit score | 753.73 | 762.02 | 761.77 | 755.33 | 769.06 | 771.92 | 761.84 | 767.96 | |
Avg LTV (loan to value) | 72.76% | 70.78% | 70.39% | 70.54% | 66.42% | 65.01% | 67.53% | 63.48% | |
Avg DTI (debt to income) | 32.51 | 32.91 | 31.10 | 33.80 | 29.44 | 30.59 | 31.25 | 30.64 | |
Avg refinance insurance % | 5.59% | 5.40% | 3.63% | 2.90% | 2.24% | 1.83% | 1.82% | 1.02% |
Best Refinance Brokers around Hot Springs National Park, Arkansas 71901
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hot Springs National Park, Arkansas 71901, we have compiled a list of top refinance brokers to assist you in the process.
Cindy Green
Mortgage Loan Originator
835 Central Avenue
Hot Springs, AR 71901
cindy.green@regions.com
Jody Bettoney
Mortgage Lender
302 Malvern Ave.
Hot Springs, AR 71901
(501) 625-9495
jody.bettoney@regions.com
Reyna Crain
Mortgage Lender
696 Desoto Blvd
Hot Springs, AR 71901
(501) 915-6787
reyna.crain@regions.com
Rachael Godwin
Assistant Vice President
2858 Walnut St
Arkadelphia, AR 71901
(870) 246-8061
rachael.godwin@farmcredit.com
David Smith
Regional VP Sales - Timber & Forestry
2858 Walnut St
Arkadelphia, AR 71901
(870) 246-8061
david.smith@farmcredit.com
Address
835 Central Avenue
Hot Springs, AR
Contact
Fax (301) 639-0804
cindy.green@regions.com
Address
302 Malvern Ave.
Hot Springs, AR
Contact
(501) 625-9495
Fax (301) 639-0804
jody.bettoney@regions.com
Address
696 Desoto Blvd
Hot Springs, AR
Contact
(501) 915-6787
Fax (301) 639-0804
reyna.crain@regions.com