Compare Today’s Refinance Rates for Humnoke, Arkansas 72072
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Humnoke, Arkansas 72072.
With a 30-year amortization refinance in Humnoke and surrounding areas of Lonoke county, our calculations show that you can expect to save up to $2,526 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Humnoke, Arkansas 72072.
Summary of Average Refinances in Humnoke, Arkansas 72072
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Interactive Refinance Rate Projections for Humnoke, Arkansas 72072
Pureloan has developed an interactive chart to monitor the five largest local lenders in Humnoke, AR 72072, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Humnoke, Arkansas 72072 from 2024 - 2016
The following historical data provides insights into refinancing trends in Humnoke, Arkansas and the surrounding Lonoke county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
% 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Humnoke, Arkansas 72072
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Humnoke, Arkansas 72072, we have compiled a list of top refinance brokers to assist you in the process.
Clay Partridge
Executive Vice President
14905 Highway 107
Jacksonville, AR 72072
(501) 985-4043
cpartridge@famc.com
Tammy Gardner
Loan Officer
14905 Highway 107
Jacksonville, AR 72072
(501) 985-4057
tgardner@famc.com
Mary Jo Fortune
Senior Vice- President/ loan officer
708 S Main St
Stuttgart, AR 72072
(870) 673-6911
mfortune@mebanking.com
GARY HUDSON
President & CEO
708 S Main St
Stuttgart, AR 72072
(870) 673-6911
ghudson@mebanking.com
JODY FOWLER
Senior Vice President
708 S Main St
Stuttgart, AR 72072
(870) 673-6911
jfowler@mebanking.com
Address
14905 Highway 107
Jacksonville, AR
Contact
(501) 985-4043
Fax (301) 639-0804
cpartridge@famc.com
Address
14905 Highway 107
Jacksonville, AR
Contact
(501) 985-4057
Fax (301) 639-0804
tgardner@famc.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
mfortune@mebanking.com