Compare Today’s Refinance Rates for Jacksonville, Arkansas 72076
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jacksonville, Arkansas 72076.
With a 30-year amortization refinance in Jacksonville and surrounding areas of Pulaski county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jacksonville, Arkansas 72076.
Summary of Average Refinances in Jacksonville, Arkansas 72076
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Interactive Refinance Rate Projections for Jacksonville, Arkansas 72076
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jacksonville, AR 72076, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jacksonville, Arkansas 72076 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jacksonville, Arkansas and the surrounding Pulaski county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
% 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Jacksonville, Arkansas 72076
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jacksonville, Arkansas 72076, we have compiled a list of top refinance brokers to assist you in the process.
Tammy Gardner
Loan Officer
14905 Highway 107
Jacksonville, AR 72076
(501) 985-4057
tgardner@famc.com
Clay Partridge
Executive Vice President
14905 Highway 107
Jacksonville, AR 72076
(501) 985-4043
cpartridge@famc.com
Cole Plafcan
VP & Branch Manager
HWY 70 & Academy
Lonoke, AR 72076
(501) 676-3144
Cole.Plafcan@agheritagefcs.com
JoSara Walker
AgFinancial Services Specialist
HWY 70 & Academy
Lonoke, AR 72076
(501) 676-3144
JoSara.Walker@agheritagefcs.com
Josh Cunningham
AgFinancial Services Officer
HWY 70 & Academy
Lonoke, AR 72076
(501) 676-3144
Josh.Cunningham@agheritagefcs.com
Address
14905 Highway 107
Jacksonville, AR
Contact
(501) 985-4057
Fax (301) 639-0804
tgardner@famc.com
Address
14905 Highway 107
Jacksonville, AR
Contact
(501) 985-4043
Fax (301) 639-0804
cpartridge@famc.com
Address
HWY 70 & Academy
Lonoke, AR
Contact
(501) 676-3144
Fax (301) 639-0804
Cole.Plafcan@agheritagefcs.com