Compare Today’s Refinance Rates for Jerusalem, Arkansas 72080
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jerusalem, Arkansas 72080.
With a 30-year amortization refinance in Jerusalem and surrounding areas of Conway county, our calculations show that you can expect to save up to $3,284 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Jerusalem, Arkansas 72080.
Summary of Average Refinances in Jerusalem, Arkansas 72080
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Interactive Refinance Rate Projections for Jerusalem, Arkansas 72080
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jerusalem, AR 72080, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jerusalem, Arkansas 72080 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jerusalem, Arkansas and the surrounding Conway county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 89.47% | 66.82% | 59.14% | 56.08% | 69.59% | 70.26% | 59.26% | 61.34% | 59.79% |
avg refi rate | 6.29% | 3.94% | 2.99% | 3.25% | 4.29% | 4.53% | 4.13% | 3.91% | 4.07% |
% 15 year fixed refinance | 5.26% | 21.08% | 25.44% | 29.31% | 20.18% | 21.54% | 27.78% | 28.75% | 24.83% |
avg refi rate | 5.38% | 2.87% | 2.45% | 2.77% | 3.58% | 3.85% | 3.32% | 3.12% | 3.29% |
Avg credit score | 747.11 | 743.12 | 750.55 | 757.28 | 750.03 | 742.79 | 745.29 | 751.32 | 747.07 |
Avg LTV (loan to value) | 69.58% | 68.57% | 71.98% | 74.21% | 74.25% | 73.83% | 75.19% | 75.61% | 74.26% |
Avg DTI (debt to income) | 36.18 | 33.37 | 31.45 | 30.71 | 32.36 | 33.44 | 32.81 | 31.45 | 31.22 |
Avg refinance insurance % | 4.95% | 3.49% | 4.06% | 5.93% | 6.06% | 5.77% | 5.16% | 7.48% | 5.80% |
Best Refinance Brokers around Jerusalem, Arkansas 72080
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jerusalem, Arkansas 72080, we have compiled a list of top refinance brokers to assist you in the process.
Cole Plafcan
VP & Branch Manager
HWY 70 & Academy
Lonoke, AR 72080
(501) 676-3144
Cole.Plafcan@agheritagefcs.com
JoSara Walker
AgFinancial Services Specialist
HWY 70 & Academy
Lonoke, AR 72080
(501) 676-3144
JoSara.Walker@agheritagefcs.com
Josh Cunningham
AgFinancial Services Officer
HWY 70 & Academy
Lonoke, AR 72080
(501) 676-3144
Josh.Cunningham@agheritagefcs.com
Mary Jo Fortune
Senior Vice- President/ loan officer
708 S Main St
Stuttgart, AR 72080
(870) 673-6911
mfortune@mebanking.com
GARY HUDSON
President & CEO
708 S Main St
Stuttgart, AR 72080
(870) 673-6911
ghudson@mebanking.com
Address
HWY 70 & Academy
Lonoke, AR
Contact
(501) 676-3144
Fax (301) 639-0804
Cole.Plafcan@agheritagefcs.com
Address
HWY 70 & Academy
Lonoke, AR
Contact
(501) 676-3144
Fax (301) 639-0804
JoSara.Walker@agheritagefcs.com
Address
HWY 70 & Academy
Lonoke, AR
Contact
(501) 676-3144
Fax (301) 639-0804
Josh.Cunningham@agheritagefcs.com