Compare Today’s Refinance Rates for Jones Mill, Arkansas 72105
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jones Mill, Arkansas 72105.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jones Mill, Arkansas 72105. For 30-year amortization refinancing, you can expect lifetime cash savings of $1,078 or $3 per month in Jones Mill and other parts of Hot Spring county.
Summary of Average Refinances in Jones Mill, Arkansas 72105
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Interactive Refinance Rate Projections for Jones Mill, Arkansas 72105
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jones Mill, AR 72105, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jones Mill, Arkansas 72105 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jones Mill, Arkansas and the surrounding Hot Spring county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Jones Mill, Arkansas 72105
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jones Mill, Arkansas 72105, we have compiled a list of top refinance brokers to assist you in the process.
Hank DeSalvo
Vice President & Branch Manager
1329 Highway 9
Morrilton, AR 72105
(501) 354-2377
hank.desalvo@farmcredit.com
Donna Payne
Financial Services Specialist
1329 Highway 9
Morrilton, AR 72105
(501) 354-2377
donna.payne@farmcredit.com
Kathy Buford
AgFinancial Services Officer
2800 Stegall Rd
Newport, AR 72105
(870) 523-5867
Kathy.Buford@agheritagefcs.com
Cathy Flatt
Manager
2200 Fort Roots Dr Bldg 170
North Little Rock, AR 72105
(501) 372-4654
frcucflatt@yahoo.com
Vicki Pettit
Loan Officer
2200 Fort Roots Dr Bldg 170
North Little Rock, AR 72105
(501) 257-2177
frcuvpettit@yahoo.com
Address
1329 Highway 9
Morrilton, AR
Contact
(501) 354-2377
Fax (301) 639-0804
hank.desalvo@farmcredit.com
Address
1329 Highway 9
Morrilton, AR
Contact
(501) 354-2377
Fax (301) 639-0804
donna.payne@farmcredit.com
Address
2800 Stegall Rd
Newport, AR
Contact
(870) 523-5867
Fax (301) 639-0804
Kathy.Buford@agheritagefcs.com