Compare Today’s Refinance Rates for Oil Trough, Arkansas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Oil Trough, Arkansas 72564. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Oil Trough and surrounding areas of Independence county, your expected lifetime cash savings are $2,284 or $6 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Oil Trough, Arkansas 72564.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Oil Trough, Arkansas 72564

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Oil Trough, AR

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Oil Trough, AR 72564, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Oil Trough, AR

Refinance Rates for Oil Trough, Arkansas 72564 from 2013 - 2020

Below are historical data on refinancing in Oil Trough, Arkansas and around Independence county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 59.55% 51.56% 48.98% 54.05% 62.50% 59.72% 60.43% 51.97%
avg refi rate 4.75% 4.48% 3.83% 3.74% 4.43% 4.11% 3.94% 4.02%
% 15 year fixed refinance 27.72% 31.65% 33.70% 35.36% 28.31% 26.20% 29.00% 35.53%
avg refi rate 4.12% 3.75% 3.19% 2.91% 3.56% 3.33% 3.11% 3.24%
Avg credit score 759.19 757.36 762.52 757.36 749.30 746.04 748.95 744.26
Avg LTV (loan to value) 70.15% 71.10% 71.99% 71.89% 73.13% 74.22% 75.33% 73.99%
Avg DTI (debt to income) 29.59 31.18 29.13 30.12 31.53 32.00 32.38 33.56
Avg refinance insurance % 2.27% 3.23% 5.16% 4.21% 5.31% 5.95% 7.09% 4.72%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Oil Trough, Arkansas 72564

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Oil Trough, Arkansas 72564, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kyle Davidson

Loan Officer

668 Highway 62 E

Mountain Home, AR 72564

(870) 508-5657

kdavidson@ffbh.com

Brad Matlock

Vice President & Branch Manager

129 W Industrial Park Rd

Harrison, AR 72564

(870) 741-2020

brad.matlock@farmcredit.com

Dan Benton

Assistant Vice President

129 W Industrial Park Rd

Harrison, AR 72564

(870) 741-2020

dan.benton@farmcredit.com

Carol Buck

Financial Services Specialist

129 W Industrial Park Rd

Harrison, AR 72564

(870) 741-2020

carol.buck@farmcredit.com

Kevin Couch

Loan Officer

1401 Hwy 62/65 N

Harrison, AR 72564

(870) 391-3498

kcouch@ffbh.com

Address

668 Highway 62 E

Mountain Home, AR

Contact

(870) 508-5657

Fax (301) 639-0804

kdavidson@ffbh.com

Address

129 W Industrial Park Rd

Harrison, AR

Contact

(870) 741-2020

Fax (301) 639-0804

brad.matlock@farmcredit.com

Address

129 W Industrial Park Rd

Harrison, AR

Contact

(870) 741-2020

Fax (301) 639-0804

dan.benton@farmcredit.com

Refinancing News for Oil Trough, Arkansas 72564