Compare Today’s Refinance Rates for Ola, Arkansas 72853
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ola, Arkansas 72853.
With a 30-year amortization refinance in Ola and surrounding areas of Yell county, our calculations show that you can expect to save up to $2,709 over the lifetime of your mortgage, or a monthly savings of $8. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Ola, Arkansas 72853.
Summary of Average Refinances in Ola, Arkansas 72853
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Interactive Refinance Rate Projections for Ola, Arkansas 72853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ola, AR 72853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ola, Arkansas 72853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ola, Arkansas and the surrounding Yell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Ola, Arkansas 72853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ola, Arkansas 72853, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Smith
Mortgage Banker
2721 Alma Hwy
Van Buren, AR 72853
(870) 268-4740
nancy.smith@bxs.com
Pam Collins
Mortgage Loan Officer
3110 Alma Hwy
Van Buren, AR 72853
(479) 474-1201
PamCollins@cbankandtrust.com
Teri Heaton
Branch OfficerMain Bank
3110 Alma Hwy
Van Buren, AR 72853
(479) 474-1201
TeriHeaton@cbankandtrust.com
R. David Short
Loan Officer
3110 Alma Hwy
Van Buren, AR 72853
(479) 474-1201
DavidShort@cbankandtrust.com
Tom White
Vice President & Regional Branch Manager
1808 Farm Credit Dr.
Ozark, AR 72853
(479) 667-3855
tom.white@farmcredit.com
Address
2721 Alma Hwy
Van Buren, AR
Contact
(870) 268-4740
Fax (301) 639-0804
nancy.smith@bxs.com
Address
3110 Alma Hwy
Van Buren, AR
Contact
(479) 474-1201
Fax (301) 639-0804
PamCollins@cbankandtrust.com
Address
3110 Alma Hwy
Van Buren, AR
Contact
(479) 474-1201
Fax (301) 639-0804
TeriHeaton@cbankandtrust.com