Compare Today’s Refinance Rates for Ozan, Arkansas 71855
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ozan, Arkansas 71855.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $2,489 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Ozan and other areas of Hempstead county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Ozan, Arkansas 71855
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Interactive Refinance Rate Projections for Ozan, Arkansas 71855
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ozan, AR 71855, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ozan, Arkansas 71855 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ozan, Arkansas and the surrounding Hempstead county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 64.10% | 40.00% | 47.62% | 67.65% | 44.44% | 42.22% | 46.00% | |
avg refi rate | 4.04% | 3.97% | 4.19% | 4.52% | 3.84% | 3.98% | 4.81% | 5.07% | |
% 15 year fixed refinance | 26.32% | 25.64% | 48.00% | 38.10% | 26.47% | 44.44% | 37.78% | 44.00% | |
avg refi rate | 3.50% | 3.26% | 3.41% | 3.75% | 3.25% | 3.29% | 4.17% | 4.44% | |
Avg credit score | 738.42 | 749.26 | 746.56 | 736.43 | 762.74 | 751.76 | 746.64 | 750.54 | |
Avg LTV (loan to value) | 73.58% | 73.08% | 72.24% | 73.05% | 74.88% | 66.09% | 67.89% | 71.96% | |
Avg DTI (debt to income) | 34.11 | 29.36 | 30.24 | 34.24 | 27.53 | 29.84 | 30.60 | 29.38 | |
Avg refinance insurance % | 8.26% | 4.21% | 5.32% | 6.10% | 8.76% | 2.82% | 2.42% | 3.20% |
Best Refinance Brokers around Ozan, Arkansas 71855
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ozan, Arkansas 71855, we have compiled a list of top refinance brokers to assist you in the process.
Rachael Godwin
Assistant Vice President
2858 Walnut St
Arkadelphia, AR 71855
(870) 246-8061
rachael.godwin@farmcredit.com
David Smith
Regional VP Sales - Timber & Forestry
2858 Walnut St
Arkadelphia, AR 71855
(870) 246-8061
david.smith@farmcredit.com
Jody Almand
Credit Analyst
2858 Walnut St
Arkadelphia, AR 71855
(870) 246-8061
jody.almand@farmcredit.com
Morgan Nolan
Financial Services Specialist
2858 Walnut St
Arkadelphia, AR 71855
(870) 246-8061
morgan.nolan@farmcredit.com
Rex Dollar
Vice President
131 Highway 70 E
Glenwood, AR 71855
(870) 356-2023
rex.dollar@farmcredit.com
Address
2858 Walnut St
Arkadelphia, AR
Contact
(870) 246-8061
Fax (301) 639-0804
rachael.godwin@farmcredit.com
Address
2858 Walnut St
Arkadelphia, AR
Contact
(870) 246-8061
Fax (301) 639-0804
david.smith@farmcredit.com
Address
2858 Walnut St
Arkadelphia, AR
Contact
(870) 246-8061
Fax (301) 639-0804
jody.almand@farmcredit.com