Compare Today’s Refinance Rates for Paragould, Arkansas
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Paragould, Arkansas 72451. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Paragould and surrounding areas of Greene county, your expected lifetime cash savings are $2,990 or $8 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Paragould, Arkansas 72451.
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Summary of Average Refinance Terms in Paragould, Arkansas 72451
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Paragould, AR 72451, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Paragould, Arkansas 72451 from 2012 - 2019
Below are historical data on refinancing in Paragould, Arkansas and around Greene county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 59.55% | 51.56% | 48.98% | 54.05% | 62.50% | 59.72% | 60.43% | 51.97% |
| avg refi rate | 4.75% | 4.48% | 3.83% | 3.74% | 4.43% | 4.11% | 3.94% | 4.02% |
| % 15 year fixed refinance | 27.72% | 31.65% | 33.70% | 35.36% | 28.31% | 26.20% | 29.00% | 35.53% |
| avg refi rate | 4.12% | 3.75% | 3.19% | 2.91% | 3.56% | 3.33% | 3.11% | 3.24% |
| Avg credit score | 759.19 | 757.36 | 762.52 | 757.36 | 749.30 | 746.04 | 748.95 | 744.26 |
| Avg LTV (loan to value) | 70.15% | 71.10% | 71.99% | 71.89% | 73.13% | 74.22% | 75.33% | 73.99% |
| Avg DTI (debt to income) | 29.59 | 31.18 | 29.13 | 30.12 | 31.53 | 32.00 | 32.38 | 33.56 |
| Avg refinance insurance % | 2.27% | 3.23% | 5.16% | 4.21% | 5.31% | 5.95% | 7.09% | 4.72% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Paragould, Arkansas 72451
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Paragould, Arkansas 72451, we have compiled a list of the leading refinance brokers to guide you.
Charitti Sullinger
Loan Officer
300 W Emerson St
Paragould, AR 72451
(850) 227-2603
csullinger@my100bank.com
Cheryl Brown
Mortgage Loan Originator
2404 Linwood Drive
Paragould, AR 72451
(870) 215-4871
cbrown@my100bank.com
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72451
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72451
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72451
(870) 793-4441
lLanier@thecitizensbank.net
Address
300 W Emerson St
Paragould, AR
Contact
(850) 227-2603
Fax (301) 639-0804
csullinger@my100bank.com
Address
2404 Linwood Drive
Paragould, AR
Contact
(870) 215-4871
Fax (301) 639-0804
cbrown@my100bank.com
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net