Compare Today’s Refinance Rates for Paragould, Arkansas 72451
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Paragould, Arkansas 72451.
With a 30-year amortization refinance in Paragould and surrounding areas of Greene county, our calculations show that you can expect to save up to $4,014 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Paragould, Arkansas 72451.
Summary of Average Refinances in Paragould, Arkansas 72451
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Interactive Refinance Rate Projections for Paragould, Arkansas 72451
Pureloan has developed an interactive chart to monitor the five largest local lenders in Paragould, AR 72451, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Paragould, Arkansas 72451 from 2024 - 2016
The following historical data provides insights into refinancing trends in Paragould, Arkansas and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Paragould, Arkansas 72451
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Paragould, Arkansas 72451, we have compiled a list of top refinance brokers to assist you in the process.
Charitti Sullinger
Loan Officer
300 W Emerson St
Paragould, AR 72451
(850) 227-2603
csullinger@my100bank.com
Cheryl Brown
Mortgage Loan Originator
2404 Linwood Drive
Paragould, AR 72451
(870) 215-4871
cbrown@my100bank.com
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72451
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72451
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72451
(870) 793-4441
lLanier@thecitizensbank.net
Address
300 W Emerson St
Paragould, AR
Contact
(850) 227-2603
Fax (301) 639-0804
csullinger@my100bank.com
Address
2404 Linwood Drive
Paragould, AR
Contact
(870) 215-4871
Fax (301) 639-0804
cbrown@my100bank.com
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net