Compare Today’s Refinance Rates for Pine Bluff, Arkansas 71611
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pine Bluff, Arkansas 71611.
With a 30-year amortization refinance in Pine Bluff and surrounding areas of Jefferson county, our calculations show that you can expect to save up to $1,078 over the lifetime of your mortgage, or a monthly savings of $3. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Pine Bluff, Arkansas 71611.
Summary of Average Refinances in Pine Bluff, Arkansas 71611
Become a certified mortgage expert on Pureloan.com
in Pine Bluff, Arkansas 71611
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Pine Bluff, Arkansas 71611
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pine Bluff, AR 71611, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pine Bluff, Arkansas 71611 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pine Bluff, Arkansas and the surrounding Jefferson county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 55.95% | 46.51% | 43.50% | 71.93% | 72.55% | 62.79% | 58.00% | 52.63% |
avg refi rate | 6.29% | 3.95% | 2.96% | 3.26% | 4.29% | 4.50% | 3.98% | 3.90% | 3.84% |
% 15 year fixed refinance | 16.67% | 26.19% | 41.40% | 33.33% | 17.54% | 21.57% | 25.58% | 24.00% | 33.33% |
avg refi rate | 6.00% | 3.08% | 2.47% | 2.76% | 3.55% | 4.07% | 3.56% | 3.09% | 3.15% |
Avg credit score | 728.83 | 737.93 | 743.22 | 745.59 | 739.56 | 736.18 | 734.28 | 735.16 | 745.60 |
Avg LTV (loan to value) | 77.50% | 69.67% | 70.91% | 73.42% | 76.86% | 73.14% | 72.14% | 74.50% | 74.68% |
Avg DTI (debt to income) | 35.67 | 32.67 | 31.10 | 31.07 | 33.81 | 31.71 | 31.60 | 31.94 | 30.72 |
Avg refinance insurance % | 11.17% | 5.24% | 4.82% | 5.28% | 8.16% | 5.63% | 6.09% | 5.98% | 4.40% |
Best Refinance Brokers around Pine Bluff, Arkansas 71611
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pine Bluff, Arkansas 71611, we have compiled a list of top refinance brokers to assist you in the process.
Joy Lagrone
AgFinancial Services Specialist
106 S Freeman St
Dermott, AR 71611
(870) 538-5205
Joy.Lagrone@agheritagefcs.com
Mark Dutton
VP & Branch Manager
904 N Drew St
Star City, AR 71611
(870) 628-4218
Mark.Dutton@agheritagefcs.com
Amy Postel
AgFinancial Services Specialist
904 N Drew St
Star City, AR 71611
(870) 628-4218
Amy.Postel@agheritagefcs.com
Bill Bowman
Loan Officer
301 North Second Street, Mcgehee,
Mc Gehee, KS 71611
(870) 222-3151
Bill.Bowman@mcgeheebank.com
James Smith
Loan Officer
301 North Second Street, Mcgehee,
Mc Gehee, KS 71611
(870) 222-3151
James.Smith@mcgeheebank.com
Address
106 S Freeman St
Dermott, AR
Contact
(870) 538-5205
Fax (301) 639-0804
Joy.Lagrone@agheritagefcs.com
Address
904 N Drew St
Star City, AR
Contact
(870) 628-4218
Fax (301) 639-0804
Mark.Dutton@agheritagefcs.com
Address
904 N Drew St
Star City, AR
Contact
(870) 628-4218
Fax (301) 639-0804
Amy.Postel@agheritagefcs.com