Compare Today’s Refinance Rates for Portia, Arkansas 72457
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Portia, Arkansas 72457.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Portia, Arkansas 72457. For 30-year amortization refinancing, you can expect lifetime cash savings of $858 or $2 per month in Portia and other parts of Lawrence county.
Summary of Average Refinances in Portia, Arkansas 72457
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Interactive Refinance Rate Projections for Portia, Arkansas 72457
Pureloan has developed an interactive chart to monitor the five largest local lenders in Portia, AR 72457, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Portia, Arkansas 72457 from 2024 - 2016
The following historical data provides insights into refinancing trends in Portia, Arkansas and the surrounding Lawrence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
| avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
| % 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
| avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
| Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
| Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
| Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
| Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Portia, Arkansas 72457
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Portia, Arkansas 72457, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72457
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72457
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72457
(870) 793-4441
lLanier@thecitizensbank.net
Phyllis Billingsley
Vice President
263 S 3rd St
Batesville, AR 72457
(870) 793-4441
pBillingsley@thecitizensbank.net
W.N. Brasher
Vice President
263 S 3rd St
Batesville, AR 72457
(870) 793-4441
mBrasher@thecitizensbank.net
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
DHefner@thecitizensbank.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
lLanier@thecitizensbank.net