Compare Today’s Refinance Rates for Poyen, Arkansas 72128
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Poyen, Arkansas 72128.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,379 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Poyen and other areas of Saline county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Poyen, Arkansas 72128
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Interactive Refinance Rate Projections for Poyen, Arkansas 72128
Pureloan has developed an interactive chart to monitor the five largest local lenders in Poyen, AR 72128, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Poyen, Arkansas 72128 from 2024 - 2016
The following historical data provides insights into refinancing trends in Poyen, Arkansas and the surrounding Saline county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Poyen, Arkansas 72128
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Poyen, Arkansas 72128, we have compiled a list of top refinance brokers to assist you in the process.
Mary Jo Fortune
Senior Vice- President/ loan officer
708 S Main St
Stuttgart, AR 72128
(870) 673-6911
mfortune@mebanking.com
GARY HUDSON
President & CEO
708 S Main St
Stuttgart, AR 72128
(870) 673-6911
ghudson@mebanking.com
JODY FOWLER
Senior Vice President
708 S Main St
Stuttgart, AR 72128
(870) 673-6911
jfowler@mebanking.com
JOANN WEST
Senior VIce President
708 S Main St
Stuttgart, AR 72128
(870) 673-6911
jwest@mebanking.com
DONNA KIMES
Senior Vice President
708 S Main St
Stuttgart, AR 72128
(870) 673-6911
dkimes@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
mfortune@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
ghudson@mebanking.com
Address
708 S Main St
Stuttgart, AR
Contact
(870) 673-6911
Fax (301) 639-0804
jfowler@mebanking.com