Compare Today’s Refinance Rates for Rudy, Arkansas 72952
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rudy, Arkansas 72952.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,743 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Rudy and other areas of Crawford county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Rudy, Arkansas 72952
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Interactive Refinance Rate Projections for Rudy, Arkansas 72952
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rudy, AR 72952, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rudy, Arkansas 72952 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rudy, Arkansas and the surrounding Crawford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
| avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
| % 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
| avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
| Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
| Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
| Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
| Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Rudy, Arkansas 72952
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rudy, Arkansas 72952, we have compiled a list of top refinance brokers to assist you in the process.
Nancy Smith
Mortgage Banker
2721 Alma Hwy
Van Buren, AR 72952
(870) 268-4740
nancy.smith@bxs.com
Pam Collins
Mortgage Loan Officer
3110 Alma Hwy
Van Buren, AR 72952
(479) 474-1201
PamCollins@cbankandtrust.com
Teri Heaton
Branch OfficerMain Bank
3110 Alma Hwy
Van Buren, AR 72952
(479) 474-1201
TeriHeaton@cbankandtrust.com
R. David Short
Loan Officer
3110 Alma Hwy
Van Buren, AR 72952
(479) 474-1201
DavidShort@cbankandtrust.com
Beverly Johnson
Loan Officer
3110 Alma Highway
Alma, AR 72952
(479) 474-1201
BeverlyJohnson@cbankandtrust.com
Address
2721 Alma Hwy
Van Buren, AR
Contact
(870) 268-4740
Fax (301) 639-0804
nancy.smith@bxs.com
Address
3110 Alma Hwy
Van Buren, AR
Contact
(479) 474-1201
Fax (301) 639-0804
PamCollins@cbankandtrust.com
Address
3110 Alma Hwy
Van Buren, AR
Contact
(479) 474-1201
Fax (301) 639-0804
TeriHeaton@cbankandtrust.com