Compare Today’s Refinance Rates for Smithville, Arkansas 72466
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Smithville, Arkansas 72466.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,247 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Smithville and other areas of Lawrence county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Smithville, Arkansas 72466
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Interactive Refinance Rate Projections for Smithville, Arkansas 72466
Pureloan has developed an interactive chart to monitor the five largest local lenders in Smithville, AR 72466, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Smithville, Arkansas 72466 from 2024 - 2016
The following historical data provides insights into refinancing trends in Smithville, Arkansas and the surrounding Lawrence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Smithville, Arkansas 72466
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Smithville, Arkansas 72466, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72466
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72466
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72466
(870) 793-4441
lLanier@thecitizensbank.net
Phyllis Billingsley
Vice President
263 S 3rd St
Batesville, AR 72466
(870) 793-4441
pBillingsley@thecitizensbank.net
W.N. Brasher
Vice President
263 S 3rd St
Batesville, AR 72466
(870) 793-4441
mBrasher@thecitizensbank.net
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
DHefner@thecitizensbank.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
lLanier@thecitizensbank.net