Compare Today’s Refinance Rates for Stephens, Arkansas 71764
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Stephens, Arkansas 71764.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Stephens, Arkansas 71764. For 30-year amortization refinancing, you can expect lifetime cash savings of $990 or $3 per month in Stephens and other parts of Ouachita county.
Summary of Average Refinances in Stephens, Arkansas 71764
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Interactive Refinance Rate Projections for Stephens, Arkansas 71764
Pureloan has developed an interactive chart to monitor the five largest local lenders in Stephens, AR 71764, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Stephens, Arkansas 71764 from 2024 - 2016
The following historical data provides insights into refinancing trends in Stephens, Arkansas and the surrounding Ouachita county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 39.02% | 53.64% | 41.32% | 60.00% | 84.21% | 55.00% | 42.86% | 52.17% |
| avg refi rate | 6.22% | 3.69% | 3.00% | 3.19% | 4.20% | 4.63% | 4.14% | 4.01% | 4.15% |
| % 15 year fixed refinance | 26.83% | 27.15% | 41.32% | 15.00% | 15.79% | 30.00% | 14.29% | 30.43% | |
| avg refi rate | 2.76% | 2.50% | 2.92% | 3.91% | 3.96% | 3.60% | 3.47% | 3.55% | |
| Avg credit score | 742.75 | 739.83 | 741.42 | 750.63 | 753.65 | 730.26 | 742.30 | 746.18 | 742.13 |
| Avg LTV (loan to value) | 73.75% | 71.49% | 72.16% | 77.36% | 77.15% | 75.79% | 79.45% | 74.11% | 71.39% |
| Avg DTI (debt to income) | 33.25 | 33.95 | 31.11 | 29.40 | 27.20 | 33.95 | 30.05 | 31.18 | 27.35 |
| Avg refinance insurance % | 3.00% | 6.49% | 5.56% | 7.36% | 4.55% | 9.95% | 6.65% | 3.89% | 4.00% |
Best Refinance Brokers around Stephens, Arkansas 71764
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Stephens, Arkansas 71764, we have compiled a list of top refinance brokers to assist you in the process.
Robert Harden
Regional Appraiser
1722 E 3rd St
Hope, AR 71764
(870) 777-6704
robert.harden@farmcredit.com
Jordan Jones
Financial Services Specialist
1722 E 3rd St
Hope, AR 71764
(870) 777-6704
jordan.jones@farmcredit.com
Madison Cox
Regional Financial Services Specialist
1722 E 3rd St
Hope, AR 71764
(870) 703-5398
madison.cox@farmcredit.com
Clay Lance
Assistant Vice President
1722 E 3rd St
Hope, AR 71764
(870) 777-6704
clay.lance@farmcredit.com
Jerry Nance
Vice President & Branch Manager
1722 E 3rd St
Hope, AR 71764
(870) 777-6704
jerry.nance@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
robert.harden@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
jordan.jones@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 703-5398
Fax (301) 639-0804
madison.cox@farmcredit.com