Compare Today’s Refinance Rates for Texarkana, Arkansas

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Texarkana, Arkansas 71854. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Texarkana and surrounding areas of Miller county, your expected lifetime cash savings are $2,718 or $8 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Texarkana, Arkansas 71854.

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Summary of Average Refinance Terms in Texarkana, Arkansas 71854

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Texarkana, AR 71854, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Texarkana, Arkansas 71854 from 2012 - 2019

Below are historical data on refinancing in Texarkana, Arkansas and around Miller county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 46.00% 42.22% 44.44% 67.65% 47.62% 40.00% 64.10% 73.68%
avg refi rate 5.07% 4.81% 3.98% 3.84% 4.52% 4.19% 3.97% 4.04%
% 15 year fixed refinance 44.00% 37.78% 44.44% 26.47% 38.10% 48.00% 25.64% 26.32%
avg refi rate 4.44% 4.17% 3.29% 3.25% 3.75% 3.41% 3.26% 3.50%
Avg credit score 750.54 746.64 751.76 762.74 736.43 746.56 749.26 738.42
Avg LTV (loan to value) 71.96% 67.89% 66.09% 74.88% 73.05% 72.24% 73.08% 73.58%
Avg DTI (debt to income) 29.38 30.60 29.84 27.53 34.24 30.24 29.36 34.11
Avg refinance insurance % 3.20% 2.42% 2.82% 8.76% 6.10% 5.32% 4.21% 8.26%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Texarkana, Arkansas 71854

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Texarkana, Arkansas 71854, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Karen Talley

Loan Document Specialist

302 W Bishop St

Nashville, AR 71854

(870) 845-2221

karen.talley@farmcredit.com

Brenda White

Financial Services Specialist

302 W Bishop St

Nashville, AR 71854

(870) 845-2221

brenda.white@farmcredit.com

Rachael Godwin

Assistant Vice President

2858 Walnut St

Arkadelphia, AR 71854

(870) 246-8061

rachael.godwin@farmcredit.com

David Smith

Regional VP Sales - Timber & Forestry

2858 Walnut St

Arkadelphia, AR 71854

(870) 246-8061

david.smith@farmcredit.com

Jody Almand

Credit Analyst

2858 Walnut St

Arkadelphia, AR 71854

(870) 246-8061

jody.almand@farmcredit.com

Address

302 W Bishop St

Nashville, AR

Contact

(870) 845-2221

Fax (301) 639-0804

karen.talley@farmcredit.com

Address

302 W Bishop St

Nashville, AR

Contact

(870) 845-2221

Fax (301) 639-0804

brenda.white@farmcredit.com

Address

2858 Walnut St

Arkadelphia, AR

Contact

(870) 246-8061

Fax (301) 639-0804

rachael.godwin@farmcredit.com

Refinancing News for Texarkana, Arkansas 71854