Compare Today’s Refinance Rates for Texarkana, Arkansas 71854
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Texarkana, Arkansas 71854.
With a 30-year amortization refinance in Texarkana and surrounding areas of Miller county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Texarkana, Arkansas 71854.
Summary of Average Refinances in Texarkana, Arkansas 71854
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Interactive Refinance Rate Projections for Texarkana, Arkansas 71854
Pureloan has developed an interactive chart to monitor the five largest local lenders in Texarkana, AR 71854, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Texarkana, Arkansas 71854 from 2024 - 2016
The following historical data provides insights into refinancing trends in Texarkana, Arkansas and the surrounding Miller county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 64.10% | 40.00% | 47.62% | 67.65% | 44.44% | 42.22% | 46.00% | |
avg refi rate | 4.04% | 3.97% | 4.19% | 4.52% | 3.84% | 3.98% | 4.81% | 5.07% | |
% 15 year fixed refinance | 26.32% | 25.64% | 48.00% | 38.10% | 26.47% | 44.44% | 37.78% | 44.00% | |
avg refi rate | 3.50% | 3.26% | 3.41% | 3.75% | 3.25% | 3.29% | 4.17% | 4.44% | |
Avg credit score | 738.42 | 749.26 | 746.56 | 736.43 | 762.74 | 751.76 | 746.64 | 750.54 | |
Avg LTV (loan to value) | 73.58% | 73.08% | 72.24% | 73.05% | 74.88% | 66.09% | 67.89% | 71.96% | |
Avg DTI (debt to income) | 34.11 | 29.36 | 30.24 | 34.24 | 27.53 | 29.84 | 30.60 | 29.38 | |
Avg refinance insurance % | 8.26% | 4.21% | 5.32% | 6.10% | 8.76% | 2.82% | 2.42% | 3.20% |
Best Refinance Brokers around Texarkana, Arkansas 71854
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Texarkana, Arkansas 71854, we have compiled a list of top refinance brokers to assist you in the process.
Karen Talley
Loan Document Specialist
302 W Bishop St
Nashville, AR 71854
(870) 845-2221
karen.talley@farmcredit.com
Brenda White
Financial Services Specialist
302 W Bishop St
Nashville, AR 71854
(870) 845-2221
brenda.white@farmcredit.com
Rachael Godwin
Assistant Vice President
2858 Walnut St
Arkadelphia, AR 71854
(870) 246-8061
rachael.godwin@farmcredit.com
David Smith
Regional VP Sales - Timber & Forestry
2858 Walnut St
Arkadelphia, AR 71854
(870) 246-8061
david.smith@farmcredit.com
Jody Almand
Credit Analyst
2858 Walnut St
Arkadelphia, AR 71854
(870) 246-8061
jody.almand@farmcredit.com
Address
302 W Bishop St
Nashville, AR
Contact
(870) 845-2221
Fax (301) 639-0804
karen.talley@farmcredit.com
Address
302 W Bishop St
Nashville, AR
Contact
(870) 845-2221
Fax (301) 639-0804
brenda.white@farmcredit.com
Address
2858 Walnut St
Arkadelphia, AR
Contact
(870) 246-8061
Fax (301) 639-0804
rachael.godwin@farmcredit.com