Compare Today’s Refinance Rates for Thida, Arkansas 72165
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Thida, Arkansas 72165.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Thida, Arkansas 72165. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,599 or $7 per month in Thida and other parts of Independence county.
Summary of Average Refinances in Thida, Arkansas 72165
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Interactive Refinance Rate Projections for Thida, Arkansas 72165
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thida, AR 72165, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thida, Arkansas 72165 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thida, Arkansas and the surrounding Independence county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
| avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
| % 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
| avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
| Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
| Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
| Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
| Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Thida, Arkansas 72165
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thida, Arkansas 72165, we have compiled a list of top refinance brokers to assist you in the process.
Denise Ulunke
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72165
dulunke@englending.com
Dennis Harrelson
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72165
(501) 687-5452
dharrelson@englending.com
Ed Langlais
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72165
(501) 687-5461
elanglais@englending.com
Jamal Bonds
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72165
(501) 687-5449
jbonds@englending.com
Kenneth Thaxton
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72165
(501) 687-5475
kthaxton@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
Fax (301) 639-0804
dulunke@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
(501) 687-5452
Fax (301) 639-0804
dharrelson@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
(501) 687-5461
Fax (301) 639-0804
elanglais@englending.com