Compare Today’s Refinance Rates for Thornton, Arkansas 71766
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Thornton, Arkansas 71766.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $1,012 over the lifetime of your mortgage, which translates to a monthly savings of $3 in Thornton and other areas of Calhoun county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Thornton, Arkansas 71766
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Interactive Refinance Rate Projections for Thornton, Arkansas 71766
Pureloan has developed an interactive chart to monitor the five largest local lenders in Thornton, AR 71766, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Thornton, Arkansas 71766 from 2024 - 2016
The following historical data provides insights into refinancing trends in Thornton, Arkansas and the surrounding Calhoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 39.02% | 53.64% | 41.32% | 60.00% | 84.21% | 55.00% | 42.86% | 52.17% |
| avg refi rate | 6.22% | 3.69% | 3.00% | 3.19% | 4.20% | 4.63% | 4.14% | 4.01% | 4.15% |
| % 15 year fixed refinance | 26.83% | 27.15% | 41.32% | 15.00% | 15.79% | 30.00% | 14.29% | 30.43% | |
| avg refi rate | 2.76% | 2.50% | 2.92% | 3.91% | 3.96% | 3.60% | 3.47% | 3.55% | |
| Avg credit score | 742.75 | 739.83 | 741.42 | 750.63 | 753.65 | 730.26 | 742.30 | 746.18 | 742.13 |
| Avg LTV (loan to value) | 73.75% | 71.49% | 72.16% | 77.36% | 77.15% | 75.79% | 79.45% | 74.11% | 71.39% |
| Avg DTI (debt to income) | 33.25 | 33.95 | 31.11 | 29.40 | 27.20 | 33.95 | 30.05 | 31.18 | 27.35 |
| Avg refinance insurance % | 3.00% | 6.49% | 5.56% | 7.36% | 4.55% | 9.95% | 6.65% | 3.89% | 4.00% |
Best Refinance Brokers around Thornton, Arkansas 71766
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Thornton, Arkansas 71766, we have compiled a list of top refinance brokers to assist you in the process.
Robert Harden
Regional Appraiser
1722 E 3rd St
Hope, AR 71766
(870) 777-6704
robert.harden@farmcredit.com
Jordan Jones
Financial Services Specialist
1722 E 3rd St
Hope, AR 71766
(870) 777-6704
jordan.jones@farmcredit.com
Madison Cox
Regional Financial Services Specialist
1722 E 3rd St
Hope, AR 71766
(870) 703-5398
madison.cox@farmcredit.com
Clay Lance
Assistant Vice President
1722 E 3rd St
Hope, AR 71766
(870) 777-6704
clay.lance@farmcredit.com
Jerry Nance
Vice President & Branch Manager
1722 E 3rd St
Hope, AR 71766
(870) 777-6704
jerry.nance@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
robert.harden@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 777-6704
Fax (301) 639-0804
jordan.jones@farmcredit.com
Address
1722 E 3rd St
Hope, AR
Contact
(870) 703-5398
Fax (301) 639-0804
madison.cox@farmcredit.com