Compare Today’s Refinance Rates for Warm Springs, Arkansas 72478
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Warm Springs, Arkansas 72478.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Warm Springs, Arkansas 72478. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,379 or $12 per month in Warm Springs and other parts of Randolph county.
Summary of Average Refinances in Warm Springs, Arkansas 72478
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Interactive Refinance Rate Projections for Warm Springs, Arkansas 72478
Pureloan has developed an interactive chart to monitor the five largest local lenders in Warm Springs, AR 72478, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Warm Springs, Arkansas 72478 from 2024 - 2016
The following historical data provides insights into refinancing trends in Warm Springs, Arkansas and the surrounding Randolph county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Warm Springs, Arkansas 72478
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Warm Springs, Arkansas 72478, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Scarbrough
V.P. Mortgage Lending
1325 Harrison St
Batesville, AR 72478
(870) 612-3400
jscarbrough@firstcommunity.net
Keith Hefner
President & CEO
263 S 3rd St
Batesville, AR 72478
(870) 793-4441
DHefner@thecitizensbank.net
Lance Lanier
Executive Vice President
263 S 3rd St
Batesville, AR 72478
(870) 793-4441
lLanier@thecitizensbank.net
Phyllis Billingsley
Vice President
263 S 3rd St
Batesville, AR 72478
(870) 793-4441
pBillingsley@thecitizensbank.net
W.N. Brasher
Vice President
263 S 3rd St
Batesville, AR 72478
(870) 793-4441
mBrasher@thecitizensbank.net
Address
1325 Harrison St
Batesville, AR
Contact
(870) 612-3400
Fax (301) 639-0804
jscarbrough@firstcommunity.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
DHefner@thecitizensbank.net
Address
263 S 3rd St
Batesville, AR
Contact
(870) 793-4441
Fax (301) 639-0804
lLanier@thecitizensbank.net