Compare Today’s Refinance Rates for Wilburn, Arkansas 72179
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilburn, Arkansas 72179.
With a 30-year amortization refinance in Wilburn and surrounding areas of Cleburne county, our calculations show that you can expect to save up to $4,379 over the lifetime of your mortgage, or a monthly savings of $12. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wilburn, Arkansas 72179.
Summary of Average Refinances in Wilburn, Arkansas 72179
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Interactive Refinance Rate Projections for Wilburn, Arkansas 72179
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilburn, AR 72179, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilburn, Arkansas 72179 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilburn, Arkansas and the surrounding Cleburne county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 62.20% | 58.60% | 56.76% | 66.83% | 71.18% | 62.33% | 63.55% | 63.17% |
avg refi rate | 6.23% | 3.80% | 2.94% | 3.25% | 4.20% | 4.49% | 4.06% | 3.88% | 3.98% |
% 15 year fixed refinance | 13.46% | 21.04% | 25.92% | 28.13% | 19.60% | 18.80% | 28.87% | 27.42% | 26.93% |
avg refi rate | 5.54% | 2.92% | 2.43% | 2.78% | 3.56% | 3.91% | 3.34% | 3.09% | 3.24% |
Avg credit score | 932.71 | 746.09 | 754.03 | 758.96 | 752.39 | 745.52 | 748.95 | 750.67 | 756.20 |
Avg LTV (loan to value) | 56.96% | 59.17% | 67.17% | 71.42% | 71.33% | 70.39% | 71.29% | 73.20% | 71.74% |
Avg DTI (debt to income) | 34.83 | 30.74 | 30.03 | 29.21 | 30.87 | 31.67 | 32.24 | 29.86 | 29.08 |
Avg refinance insurance % | 1.63% | 0.84% | 2.41% | 4.60% | 4.81% | 3.63% | 3.48% | 4.98% | 4.69% |
Best Refinance Brokers around Wilburn, Arkansas 72179
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilburn, Arkansas 72179, we have compiled a list of top refinance brokers to assist you in the process.
Denise Ulunke
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72179
dulunke@englending.com
Dennis Harrelson
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72179
(501) 687-5452
dharrelson@englending.com
Ed Langlais
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72179
(501) 687-5461
elanglais@englending.com
Jamal Bonds
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72179
(501) 687-5449
jbonds@englending.com
Kenneth Thaxton
Mortgage Banker
5 Statehouse Plz Ste 500
Little Rock, AR 72179
(501) 687-5475
kthaxton@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
Fax (301) 639-0804
dulunke@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
(501) 687-5452
Fax (301) 639-0804
dharrelson@englending.com
Address
5 Statehouse Plz Ste 500
Little Rock, AR
Contact
(501) 687-5461
Fax (301) 639-0804
elanglais@englending.com