Compare Today’s Refinance Rates for Apache Junction, Arizona 85219
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Apache Junction, Arizona 85219.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,221 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Apache Junction and other areas of Maricopa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Apache Junction, Arizona 85219
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Interactive Refinance Rate Projections for Apache Junction, Arizona 85219
Pureloan has developed an interactive chart to monitor the five largest local lenders in Apache Junction, AZ 85219, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Apache Junction, Arizona 85219 from 2024 - 2016
The following historical data provides insights into refinancing trends in Apache Junction, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
| avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
| % 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
| avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
| Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
| Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
| Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
| Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Apache Junction, Arizona 85219
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Apache Junction, Arizona 85219, we have compiled a list of top refinance brokers to assist you in the process.
Marvin Phillips
Home Mortgage Consultant
4823 E. Ray Road Phoenix
Apache Junction, AZ 85219
(480) 705-9039
Marvin.A.Phillips@wellsfargo.com
Lora Hasselkus
Private Mortgage Banker
34502 N. Scottsdale Road Scottsdale
Apache Junction, AZ 85219
(480) 595-7250
Lora.Hasselkus@Wellsfargo.com
Kori Linsacum
Home Mortgage Consultant
4115 E Valley Auto Dr Mesa
Apache Junction, AZ 85219
(602) 466-0520
Kori.B.Linsacum@WellsFargo.com
Jeff Smith
Home Mortgage Consultant
3495 W Chandler Blvd Chandler
Apache Junction, AZ 85219
(480) 917-0015
jeffrey.c.smith@wellsfargo.com
Ignacio Baiz
Home Mortgage Consultant
8196 S. Power Rd Gilbert
Apache Junction, AZ 85219
(480) 988-1682
Ignacio.Baiz@wellsfargo.com
Address
4823 E. Ray Road Phoenix
Apache Junction, AZ
Contact
(480) 705-9039
Fax (301) 639-0804
Marvin.A.Phillips@wellsfargo.com
Address
34502 N. Scottsdale Road Scottsdale
Apache Junction, AZ
Contact
(480) 595-7250
Fax (301) 639-0804
Lora.Hasselkus@Wellsfargo.com
Address
4115 E Valley Auto Dr Mesa
Apache Junction, AZ
Contact
(602) 466-0520
Fax (301) 639-0804
Kori.B.Linsacum@WellsFargo.com