Compare Today’s Refinance Rates for Ash Fork, Arizona 86320
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Ash Fork, Arizona 86320.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,743 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Ash Fork and other areas of Yavapai county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Ash Fork, Arizona 86320
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Interactive Refinance Rate Projections for Ash Fork, Arizona 86320
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ash Fork, AZ 86320, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ash Fork, Arizona 86320 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ash Fork, Arizona and the surrounding Yavapai county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 69.11% | 75.41% | 76.19% | 79.09% | 74.50% | 69.19% | 66.93% | 65.69% |
avg refi rate | 6.67% | 3.61% | 2.97% | 3.26% | 4.13% | 4.56% | 4.12% | 3.94% | 4.09% |
% 15 year fixed refinance | 12.50% | 19.78% | 15.79% | 14.91% | 13.85% | 16.00% | 24.42% | 25.32% | 23.20% |
avg refi rate | 5.31% | 2.75% | 2.49% | 2.80% | 3.58% | 3.98% | 3.41% | 3.18% | 3.38% |
Avg credit score | 736.00 | 755.02 | 762.48 | 769.43 | 761.07 | 749.85 | 756.93 | 761.43 | 768.22 |
Avg LTV (loan to value) | 52.88% | 48.54% | 57.06% | 61.63% | 64.92% | 60.59% | 62.54% | 63.25% | 62.38% |
Avg DTI (debt to income) | 38.50 | 34.06 | 32.83 | 33.37 | 35.38 | 33.13 | 34.40 | 33.28 | 32.50 |
Avg refinance insurance % | 1.88% | 0.30% | 0.93% | 1.33% | 2.52% | 1.23% | 1.83% | 1.68% | 1.87% |
Best Refinance Brokers around Ash Fork, Arizona 86320
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ash Fork, Arizona 86320, we have compiled a list of top refinance brokers to assist you in the process.
Trent Baxter
Mortgage Banker
1540 E State Route 89a
Cottonwood, AZ 86320
(92) 882-4513
trenton.baxter@chase.com
Leanne Hughey-Martinez
Assistant Vice President/Residential Lending Officer
107 E. Willis�St.
Prescott, AZ 86320
(928) 443-9595
LeanneH@countryaz.com
Tim Naylor
Loan Officer
107 E. Willis�St.
Prescott, AZ 86320
(928) 443-9595
TimN@countryaz.com
Marva Goodman
Vice President/Branch Manager
107 E. Willis�St.
Prescott, AZ 86320
(928) 443-9595
MarvaG@countryaz.com
Mark Tufte
Vice President/Branch Manager
107 E. Willis�St.
Prescott, AZ 86320
(928) 443-9595
MarkT@countryaz.com
Address
1540 E State Route 89a
Cottonwood, AZ
Contact
(92) 882-4513
Fax (301) 639-0804
trenton.baxter@chase.com
Address
107 E. Willis�St.
Prescott, AZ
Contact
(928) 443-9595
Fax (301) 639-0804
LeanneH@countryaz.com
Address
107 E. Willis�St.
Prescott, AZ
Contact
(928) 443-9595
Fax (301) 639-0804
TimN@countryaz.com