Compare Today’s Refinance Rates for Avondale, Arizona 85323
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Avondale, Arizona 85323.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,665 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Avondale and other areas of Maricopa county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Avondale, Arizona 85323
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Interactive Refinance Rate Projections for Avondale, Arizona 85323
Pureloan has developed an interactive chart to monitor the five largest local lenders in Avondale, AZ 85323, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Avondale, Arizona 85323 from 2024 - 2016
The following historical data provides insights into refinancing trends in Avondale, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Avondale, Arizona 85323
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Avondale, Arizona 85323, we have compiled a list of top refinance brokers to assist you in the process.
Mary Shane
Home Mortgage Consultant
7510 W. Bell Rd Glendale
Avondale, AZ 85323
(623) 487-9205
mary.shane@wellsfargo.com
Kelvin Torres
Home Mortgage Consultant
5050 N 24th Street MAC S4122-011Phoenix
Avondale, AZ 85323
(602) 957-7267
kelvin.o.torres@wellsfargo.com
Julie Piccione
Home Mortgage Consultant
16150 N Arrowhead Fountains Ctr STE 345 Peoria
Avondale, AZ 85323
(623) 445-2296
Julie.Piccione@wellsfargo.com
Jill Estrada
Home Mortgage Consultant
10001 W Bell Road #105 Sun City
Avondale, AZ 85323
(623) 640-5554
jill.a.estrada@wellsfargo.com
LeAnn Scrimpshire
Mortgage Consultant/Broker
6200 E. Thomas Rd.
Scottsdale, AZ 85323
(602) 369-0741
leann@aaronlending.com
Address
7510 W. Bell Rd Glendale
Avondale, AZ
Contact
(623) 487-9205
Fax (301) 639-0804
mary.shane@wellsfargo.com
Address
5050 N 24th Street MAC S4122-011Phoenix
Avondale, AZ
Contact
(602) 957-7267
Fax (301) 639-0804
kelvin.o.torres@wellsfargo.com
Address
16150 N Arrowhead Fountains Ctr STE 345 Peoria
Avondale, AZ
Contact
(623) 445-2296
Fax (301) 639-0804
Julie.Piccione@wellsfargo.com