Compare Today’s Refinance Rates for Black Canyon City, Arizona 85324
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Black Canyon City, Arizona 85324.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Black Canyon City, Arizona 85324. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,548 or $13 per month in Black Canyon City and other parts of Yavapai county.
Summary of Average Refinances in Black Canyon City, Arizona 85324
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Interactive Refinance Rate Projections for Black Canyon City, Arizona 85324
Pureloan has developed an interactive chart to monitor the five largest local lenders in Black Canyon City, AZ 85324, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Black Canyon City, Arizona 85324 from 2024 - 2016
The following historical data provides insights into refinancing trends in Black Canyon City, Arizona and the surrounding Yavapai county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 91.67% | 69.40% | 73.42% | 71.80% | 73.26% | 67.55% | 64.72% | 63.16% | 62.76% |
avg refi rate | 6.48% | 3.52% | 2.97% | 3.27% | 4.12% | 4.62% | 4.20% | 3.97% | 4.14% |
% 15 year fixed refinance | 5.56% | 17.34% | 15.94% | 16.87% | 15.36% | 20.59% | 25.91% | 26.82% | 27.44% |
avg refi rate | 5.66% | 2.79% | 2.44% | 2.79% | 3.58% | 3.95% | 3.37% | 3.19% | 3.39% |
Avg credit score | 736.69 | 739.16 | 749.27 | 752.52 | 746.99 | 743.06 | 744.42 | 750.54 | 755.33 |
Avg LTV (loan to value) | 60.36% | 53.89% | 62.85% | 68.54% | 72.07% | 68.23% | 70.98% | 70.57% | 69.58% |
Avg DTI (debt to income) | 40.31 | 35.39 | 33.20 | 33.07 | 34.69 | 35.04 | 34.47 | 33.05 | 32.43 |
Avg refinance insurance % | 3.63% | 0.45% | 1.27% | 2.96% | 4.92% | 3.24% | 4.13% | 3.70% | 3.91% |
Best Refinance Brokers around Black Canyon City, Arizona 85324
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Black Canyon City, Arizona 85324, we have compiled a list of top refinance brokers to assist you in the process.
LeAnn Scrimpshire
Mortgage Consultant/Broker
6200 E. Thomas Rd.
Scottsdale, AZ 85324
(602) 369-0741
leann@aaronlending.com
Gary Kiehlbaugh
Mortgage Consultant/Broker
6200 E. Thomas Rd.
Scottsdale, AZ 85324
(602) 369-0741
gary@aaronlending.com
Renee Drennan
Branch Manager/Loan
1017 California Ave.
Parker, AZ 85324
(928) 669-2366
ReneeD@horizoncommunitybank.com
Kathleen Stevens
Office Manager/Loan
225 Central Blvd., PO Box 4680
Quartzsite, AZ 85324
(928) 927-7660
KathleenS@horizoncommunitybank.com
Kirk Anderson
Sr. Mortgage Consultant
20175 N 67th Ave
Glendale, AZ 85324
(602) 508-3777
kanderson@bncnationalbank.com
Address
6200 E. Thomas Rd.
Scottsdale, AZ
Contact
(602) 369-0741
Fax (301) 639-0804
leann@aaronlending.com
Address
6200 E. Thomas Rd.
Scottsdale, AZ
Contact
(602) 369-0741
Fax (301) 639-0804
gary@aaronlending.com
Address
1017 California Ave.
Parker, AZ
Contact
(928) 669-2366
Fax (301) 639-0804
ReneeD@horizoncommunitybank.com