Compare Today’s Refinance Rates for Elfrida, Arizona 85610
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elfrida, Arizona 85610.
With a 30-year amortization refinance in Elfrida and surrounding areas of Cochise county, our calculations show that you can expect to save up to $4,743 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Elfrida, Arizona 85610.
Summary of Average Refinances in Elfrida, Arizona 85610
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Interactive Refinance Rate Projections for Elfrida, Arizona 85610
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elfrida, AZ 85610, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elfrida, Arizona 85610 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elfrida, Arizona and the surrounding Cochise county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 65.47% | 65.37% | 65.36% | 64.14% | 58.11% | 53.95% | 53.12% | 63.28% |
| avg refi rate | 6.36% | 3.63% | 2.97% | 3.25% | 4.15% | 4.62% | 4.14% | 3.91% | 4.11% |
| % 15 year fixed refinance | 9.09% | 24.55% | 22.06% | 23.35% | 24.61% | 31.08% | 35.09% | 35.01% | 26.56% |
| avg refi rate | 5.00% | 2.90% | 2.48% | 2.84% | 3.68% | 3.84% | 3.46% | 3.22% | 3.41% |
| Avg credit score | 732.27 | 738.21 | 756.56 | 769.25 | 760.30 | 752.05 | 762.29 | 764.03 | 766.49 |
| Avg LTV (loan to value) | 64.36% | 59.37% | 63.92% | 68.74% | 71.13% | 69.64% | 72.27% | 72.45% | 72.08% |
| Avg DTI (debt to income) | 36.27 | 33.66 | 31.93 | 32.06 | 33.62 | 33.10 | 34.07 | 30.82 | 32.57 |
| Avg refinance insurance % | 2.73% | 0.82% | 1.50% | 3.05% | 4.33% | 3.43% | 4.88% | 4.80% | 5.49% |
Best Refinance Brokers around Elfrida, Arizona 85610
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elfrida, Arizona 85610, we have compiled a list of top refinance brokers to assist you in the process.
Kim DeMarco
Loan Officer
1325 W Duval Mine Rd, Suite 179
Green Valley, AZ 85610
(520) 625-9493
kdemarco@sunstreetmortgage.com
Amy Williams
Mortgage Banker
7600 DUBLIN BLVD STE 101
Green Valley, AZ 85610
(520) 625-4416
amy.b.williams@chase.com
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85610
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85610
(520) 459-1860
lbroughton@americansouthwestcu.org
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85610
(520) 625-6682
roxanne.lopez@novahomeloans.com
Address
1325 W Duval Mine Rd, Suite 179
Green Valley, AZ
Contact
(520) 625-9493
Fax (301) 639-0804
kdemarco@sunstreetmortgage.com
Address
7600 DUBLIN BLVD STE 101
Green Valley, AZ
Contact
(520) 625-4416
Fax (301) 639-0804
amy.b.williams@chase.com
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
brichardson@americansouthwestcu.org