Compare Today’s Refinance Rates for Elgin, Arizona 85611
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Elgin, Arizona 85611.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,693 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Elgin and other areas of Santa Cruz county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Elgin, Arizona 85611
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Interactive Refinance Rate Projections for Elgin, Arizona 85611
Pureloan has developed an interactive chart to monitor the five largest local lenders in Elgin, AZ 85611, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Elgin, Arizona 85611 from 2024 - 2016
The following historical data provides insights into refinancing trends in Elgin, Arizona and the surrounding Santa Cruz county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 65.47% | 65.37% | 65.36% | 64.14% | 58.11% | 53.95% | 53.12% | 63.28% |
avg refi rate | 6.36% | 3.63% | 2.97% | 3.25% | 4.15% | 4.62% | 4.14% | 3.91% | 4.11% |
% 15 year fixed refinance | 9.09% | 24.55% | 22.06% | 23.35% | 24.61% | 31.08% | 35.09% | 35.01% | 26.56% |
avg refi rate | 5.00% | 2.90% | 2.48% | 2.84% | 3.68% | 3.84% | 3.46% | 3.22% | 3.41% |
Avg credit score | 732.27 | 738.21 | 756.56 | 769.25 | 760.30 | 752.05 | 762.29 | 764.03 | 766.49 |
Avg LTV (loan to value) | 64.36% | 59.37% | 63.92% | 68.74% | 71.13% | 69.64% | 72.27% | 72.45% | 72.08% |
Avg DTI (debt to income) | 36.27 | 33.66 | 31.93 | 32.06 | 33.62 | 33.10 | 34.07 | 30.82 | 32.57 |
Avg refinance insurance % | 2.73% | 0.82% | 1.50% | 3.05% | 4.33% | 3.43% | 4.88% | 4.80% | 5.49% |
Best Refinance Brokers around Elgin, Arizona 85611
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Elgin, Arizona 85611, we have compiled a list of top refinance brokers to assist you in the process.
Kim DeMarco
Loan Officer
1325 W Duval Mine Rd, Suite 179
Green Valley, AZ 85611
(520) 625-9493
kdemarco@sunstreetmortgage.com
Amy Williams
Mortgage Banker
7600 DUBLIN BLVD STE 101
Green Valley, AZ 85611
(520) 625-4416
amy.b.williams@chase.com
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85611
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85611
(520) 459-1860
lbroughton@americansouthwestcu.org
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85611
(520) 625-6682
roxanne.lopez@novahomeloans.com
Address
1325 W Duval Mine Rd, Suite 179
Green Valley, AZ
Contact
(520) 625-9493
Fax (301) 639-0804
kdemarco@sunstreetmortgage.com
Address
7600 DUBLIN BLVD STE 101
Green Valley, AZ
Contact
(520) 625-4416
Fax (301) 639-0804
amy.b.williams@chase.com
Address
3090 E. Fry Blvd
Sierra Vista, AZ
Contact
(520) 459-1860
Fax (301) 639-0804
brichardson@americansouthwestcu.org