Compare Today’s Refinance Rates for Gilbert, Arizona

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Gilbert, Arizona 85234. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $6,801 or $19 / month in Gilbert and other areas of Maricopa county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Gilbert, Arizona 85234.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Gilbert, Arizona 85234

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Gilbert, AZ

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gilbert, AZ 85234, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Gilbert, AZ

Refinance Rates for Gilbert, Arizona 85234 from 2013 - 2020

Below are historical data on refinancing in Gilbert, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gilbert, Arizona 85234

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gilbert, Arizona 85234, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Travis Kersteter

Personal Banker

1628 N Higley Rd

Gilbert, AZ 85234

(480) 641-1100

tkersteter@firstintlbank.com

Zachari Valerio

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85234

(801) 233-3700

zachari.valerio@academymortgage.com

Richard Maggio

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85234

(801) 233-3700

richard.maggio@academymortgage.com

Alicia Ford

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85234

(801) 233-3700

alicia.ford@academymortgage.com

Michelle Chiappetta

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85234

(801) 233-3700

michelle.chiappetta@academymortgage.com

Address

1628 N Higley Rd

Gilbert, AZ

Contact

(480) 641-1100

Fax (301) 639-0804

tkersteter@firstintlbank.com

Address

2314 South Val Vista Dr.

Gilbert, AZ

Contact

(801) 233-3700

Fax (301) 639-0804

zachari.valerio@academymortgage.com

Address

2314 South Val Vista Dr.

Gilbert, AZ

Contact

(801) 233-3700

Fax (301) 639-0804

richard.maggio@academymortgage.com

Refinancing News for Gilbert, Arizona 85234