Compare Today’s Refinance Rates for Gilbert, Arizona

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gilbert, Arizona 85298. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gilbert and other areas of Maricopa county, expected lifetime cash savings are $10,829 or $30 / month.

For Gilbert, Arizona 85298, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

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Summary of Average Refinance Terms in Gilbert, Arizona 85298

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Gilbert, AZ 85298, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Gilbert, Arizona 85298 from 2012 - 2019

Below are historical data on refinancing in Gilbert, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Gilbert, Arizona 85298

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gilbert, Arizona 85298, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Travis Kersteter

Personal Banker

1628 N Higley Rd

Gilbert, AZ 85298

(480) 641-1100

tkersteter@firstintlbank.com

Zachari Valerio

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85298

(801) 233-3700

zachari.valerio@academymortgage.com

Richard Maggio

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85298

(801) 233-3700

richard.maggio@academymortgage.com

Alicia Ford

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85298

(801) 233-3700

alicia.ford@academymortgage.com

Michelle Chiappetta

Loan Officer

2314 South Val Vista Dr.

Gilbert, AZ 85298

(801) 233-3700

michelle.chiappetta@academymortgage.com

Address

1628 N Higley Rd

Gilbert, AZ

Contact

(480) 641-1100

Fax (301) 639-0804

tkersteter@firstintlbank.com

Address

2314 South Val Vista Dr.

Gilbert, AZ

Contact

(801) 233-3700

Fax (301) 639-0804

zachari.valerio@academymortgage.com

Address

2314 South Val Vista Dr.

Gilbert, AZ

Contact

(801) 233-3700

Fax (301) 639-0804

richard.maggio@academymortgage.com

Refinancing News for Gilbert, Arizona 85298