Compare Today’s Refinance Rates for Gilbert, Arizona
Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Gilbert, Arizona 85298. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Gilbert and other areas of Maricopa county, expected lifetime cash savings are $10,829 or $30 / month.
For Gilbert, Arizona 85298, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.
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Summary of Average Refinance Terms in Gilbert, Arizona 85298
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Gilbert, AZ 85298, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Gilbert, Arizona 85298 from 2012 - 2019
Below are historical data on refinancing in Gilbert, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.50% | 42.24% | 48.78% | 56.14% | 60.11% | 57.79% | 61.33% | 55.29% |
| avg refi rate | 4.86% | 4.50% | 3.85% | 3.79% | 4.51% | 4.11% | 3.92% | 4.02% |
| % 15 year fixed refinance | 34.44% | 42.72% | 37.63% | 32.72% | 31.73% | 31.30% | 28.47% | 32.58% |
| avg refi rate | 4.25% | 3.76% | 3.22% | 3.02% | 3.59% | 3.33% | 3.13% | 3.24% |
| Avg credit score | 771.41 | 773.37 | 774.38 | 766.79 | 752.39 | 756.92 | 754.38 | 750.36 |
| Avg LTV (loan to value) | 60.39% | 61.71% | 63.37% | 65.44% | 69.24% | 69.28% | 69.79% | 67.78% |
| Avg DTI (debt to income) | 30.35 | 30.03 | 30.24 | 29.56 | 31.68 | 31.83 | 32.15 | 33.24 |
| Avg refinance insurance % | 0.52% | 0.76% | 1.07% | 1.95% | 3.31% | 3.63% | 3.80% | 3.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Gilbert, Arizona 85298
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Gilbert, Arizona 85298, we have compiled a list of the leading refinance brokers to guide you.
Travis Kersteter
Personal Banker
1628 N Higley Rd
Gilbert, AZ 85298
(480) 641-1100
tkersteter@firstintlbank.com
Zachari Valerio
Loan Officer
2314 South Val Vista Dr.
Gilbert, AZ 85298
(801) 233-3700
zachari.valerio@academymortgage.com
Richard Maggio
Loan Officer
2314 South Val Vista Dr.
Gilbert, AZ 85298
(801) 233-3700
richard.maggio@academymortgage.com
Alicia Ford
Loan Officer
2314 South Val Vista Dr.
Gilbert, AZ 85298
(801) 233-3700
alicia.ford@academymortgage.com
Michelle Chiappetta
Loan Officer
2314 South Val Vista Dr.
Gilbert, AZ 85298
(801) 233-3700
michelle.chiappetta@academymortgage.com
Address
1628 N Higley Rd
Gilbert, AZ
Contact
(480) 641-1100
Fax (301) 639-0804
tkersteter@firstintlbank.com
Address
2314 South Val Vista Dr.
Gilbert, AZ
Contact
(801) 233-3700
Fax (301) 639-0804
zachari.valerio@academymortgage.com
Address
2314 South Val Vista Dr.
Gilbert, AZ
Contact
(801) 233-3700
Fax (301) 639-0804
richard.maggio@academymortgage.com