Compare Today’s Refinance Rates for Houck, Arizona 86506
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Houck, Arizona 86506.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,743 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Houck and other areas of Apache county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Houck, Arizona 86506
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Interactive Refinance Rate Projections for Houck, Arizona 86506
Pureloan has developed an interactive chart to monitor the five largest local lenders in Houck, AZ 86506, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Houck, Arizona 86506 from 2024 - 2016
The following historical data provides insights into refinancing trends in Houck, Arizona and the surrounding Apache county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 67.30% | 71.68% | 69.52% | 70.85% | 74.73% | 63.07% | 66.54% | 67.58% |
avg refi rate | 6.71% | 3.73% | 2.98% | 3.24% | 4.29% | 4.66% | 4.13% | 4.04% | 4.18% |
% 15 year fixed refinance | 20.85% | 17.18% | 20.74% | 24.62% | 15.38% | 27.84% | 20.87% | 20.09% | |
avg refi rate | 2.67% | 2.44% | 2.75% | 3.51% | 3.83% | 3.38% | 3.23% | 3.31% | |
Avg credit score | 747.14 | 758.11 | 771.87 | 768.79 | 760.25 | 748.19 | 761.70 | 761.04 | 764.93 |
Avg LTV (loan to value) | 64.14% | 50.52% | 60.58% | 66.25% | 68.81% | 68.78% | 67.65% | 70.04% | 70.36% |
Avg DTI (debt to income) | 30.86 | 33.32 | 31.94 | 31.93 | 35.07 | 34.69 | 32.79 | 32.36 | 32.56 |
Avg refinance insurance % | 7.86% | 0.18% | 1.34% | 2.79% | 4.26% | 2.95% | 2.35% | 3.77% | 2.45% |
Best Refinance Brokers around Houck, Arizona 86506
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Houck, Arizona 86506, we have compiled a list of top refinance brokers to assist you in the process.
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