Compare Today’s Refinance Rates for Kearny, Arizona 85237
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kearny, Arizona 85237.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,743 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Kearny and other areas of Gila county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Kearny, Arizona 85237
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Interactive Refinance Rate Projections for Kearny, Arizona 85237
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kearny, AZ 85237, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kearny, Arizona 85237 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kearny, Arizona and the surrounding Gila county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
| avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
| % 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
| avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
| Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
| Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
| Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
| Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Kearny, Arizona 85237
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kearny, Arizona 85237, we have compiled a list of top refinance brokers to assist you in the process.
Brandon Barczak
Home Mortgage Consultant
1100 W QUEEN CREEK RD CHANDLER
Apache Junction, AZ 85237
(480) 855-0589
brandon.s.barczak@wellsfargo.com
JOSEPH KLIMCZAK
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85237
(480) 917-0015
joe.klimczak@wellsfargo.com
LAURA CHICKERING
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85237
(480) 917-0015
Laura.C.Chickering@wellsfargo.com
TIMOTHY ROMAINE
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85237
(480) 917-0015
timothy.p.romaine@wellsfargo.com
SHANE LUBARSKY
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85237
(480) 917-0015
Shane.B.Lubarsky@wellsfargo.com
Address
1100 W QUEEN CREEK RD CHANDLER
Apache Junction, AZ
Contact
(480) 855-0589
Fax (301) 639-0804
brandon.s.barczak@wellsfargo.com
Address
1100 W Queen Creek Rd
Chandler, AZ
Contact
(480) 917-0015
Fax (301) 639-0804
joe.klimczak@wellsfargo.com
Address
1100 W Queen Creek Rd
Chandler, AZ
Contact
(480) 917-0015
Fax (301) 639-0804
Laura.C.Chickering@wellsfargo.com