Compare Today’s Refinance Rates for Lake Havasu City, Arizona

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Lake Havasu City, Arizona 86406. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Lake Havasu City and surrounding areas of Mohave county, your expected lifetime cash savings are $7,704 or $21 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lake Havasu City, Arizona 86406.

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Summary of Average Refinance Terms in Lake Havasu City, Arizona 86406

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lake Havasu City, AZ 86406, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Lake Havasu City, Arizona 86406 from 2012 - 2019

Below are historical data on refinancing in Lake Havasu City, Arizona and around Mohave county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 51.41% 42.57% 44.04% 51.59% 54.49% 59.03% 58.73% 50.00%
avg refi rate 4.87% 4.60% 3.91% 3.74% 4.60% 4.17% 3.99% 3.95%
% 15 year fixed refinance 31.07% 39.71% 39.62% 37.20% 33.71% 28.01% 28.34% 36.47%
avg refi rate 4.26% 3.81% 3.28% 2.98% 3.65% 3.29% 3.15% 3.21%
Avg credit score 763.33 772.49 772.87 769.83 761.75 761.56 759.73 758.42
Avg LTV (loan to value) 62.71% 63.93% 66.23% 67.34% 74.02% 70.61% 71.95% 70.07%
Avg DTI (debt to income) 31.82 30.84 30.37 30.84 31.75 32.77 32.61 33.01
Avg refinance insurance % 0.67% 1.55% 1.58% 3.12% 7.19% 3.71% 4.78% 3.26%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lake Havasu City, Arizona 86406

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lake Havasu City, Arizona 86406, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Monica Hall

Construction Lending

1771 McCulloch Blvd.

Lake Havasu City, AZ 86406

(928) 855-0000

mhall@mohavestbank.com

Don Marginson

Mortgage Loan Consultants

1771 McCulloch Blvd.

Lake Havasu City, AZ 86406

(928) 855-0000

dmarginson@mohavestbank.com

Russ Ideishi

Mortgage Loan Consultants

1771 McCulloch Blvd.

Lake Havasu City, AZ 86406

(928) 855-0000

rideishi@mohavestbank.com

Heather Franklin

Commercial Loan Officer

1771 McCulloch Blvd.

Lake Havasu City, AZ 86406

(928) 855-0000

hfranklin@mohavestbank.com

Dan Mathews

Branch Manager

1771 McCulloch Blvd.

Lake Havasu City, AZ 86406

(928) 855-0000

dmathews@mohavestbank.com

Address

1771 McCulloch Blvd.

Lake Havasu City, AZ

Contact

(928) 855-0000

Fax (301) 639-0804

mhall@mohavestbank.com

Address

1771 McCulloch Blvd.

Lake Havasu City, AZ

Contact

(928) 855-0000

Fax (301) 639-0804

dmarginson@mohavestbank.com

Address

1771 McCulloch Blvd.

Lake Havasu City, AZ

Contact

(928) 855-0000

Fax (301) 639-0804

rideishi@mohavestbank.com

Refinancing News for Lake Havasu City, Arizona 86406