Compare Today’s Refinance Rates for Littlefield, Arizona 86432
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Littlefield, Arizona 86432.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,034 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Littlefield and other areas of Mohave county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Littlefield, Arizona 86432
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Interactive Refinance Rate Projections for Littlefield, Arizona 86432
Pureloan has developed an interactive chart to monitor the five largest local lenders in Littlefield, AZ 86432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Littlefield, Arizona 86432 from 2024 - 2016
The following historical data provides insights into refinancing trends in Littlefield, Arizona and the surrounding Mohave county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 67.30% | 71.68% | 69.52% | 70.85% | 74.73% | 63.07% | 66.54% | 67.58% |
avg refi rate | 6.71% | 3.73% | 2.98% | 3.24% | 4.29% | 4.66% | 4.13% | 4.04% | 4.18% |
% 15 year fixed refinance | 20.85% | 17.18% | 20.74% | 24.62% | 15.38% | 27.84% | 20.87% | 20.09% | |
avg refi rate | 2.67% | 2.44% | 2.75% | 3.51% | 3.83% | 3.38% | 3.23% | 3.31% | |
Avg credit score | 747.14 | 758.11 | 771.87 | 768.79 | 760.25 | 748.19 | 761.70 | 761.04 | 764.93 |
Avg LTV (loan to value) | 64.14% | 50.52% | 60.58% | 66.25% | 68.81% | 68.78% | 67.65% | 70.04% | 70.36% |
Avg DTI (debt to income) | 30.86 | 33.32 | 31.94 | 31.93 | 35.07 | 34.69 | 32.79 | 32.36 | 32.56 |
Avg refinance insurance % | 7.86% | 0.18% | 1.34% | 2.79% | 4.26% | 2.95% | 2.35% | 3.77% | 2.45% |
Best Refinance Brokers around Littlefield, Arizona 86432
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Littlefield, Arizona 86432, we have compiled a list of top refinance brokers to assist you in the process.
Lisa Billetdeaux
Asst. Vice President & Loan Administrator Supervisor
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86432
(928) 854-3000
LisaB@horizoncommunitybank.com
Rick Broker
Asst. Vice President & Business Development Officer/Loan
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86432
(928) 854-3000
RickB@horizoncommunitybank.com
Beverly Chavez
Asst. Vice President & BSA Officer and Compliance/Loan
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86432
(928) 854-3000
BeverlyC@horizoncommunitybank.com
Bill Clary
Asst. Vice President & Consumer Loan Officer
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86432
(928) 854-3000
BillC@horizoncommunitybank.com
Charlotte Johnson
Asst. Vice President & Operations Manager/Loan
225 N. Lake Havasu Ave.
Lake Havasu City, AZ 86432
(928) 854-3000
CharlotteJ@horizoncommunitybank.com
Address
225 N. Lake Havasu Ave.
Lake Havasu City, AZ
Contact
(928) 854-3000
Fax (301) 639-0804
LisaB@horizoncommunitybank.com
Address
225 N. Lake Havasu Ave.
Lake Havasu City, AZ
Contact
(928) 854-3000
Fax (301) 639-0804
RickB@horizoncommunitybank.com
Address
225 N. Lake Havasu Ave.
Lake Havasu City, AZ
Contact
(928) 854-3000
Fax (301) 639-0804
BeverlyC@horizoncommunitybank.com