Compare Today’s Refinance Rates for Maricopa, Arizona
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Maricopa, Arizona 85238. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Maricopa and surrounding areas of Maricopa county, your expected lifetime cash savings are $221,677 or $616 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Maricopa, Arizona 85238.
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Summary of Average Refinance Terms in Maricopa, Arizona 85238
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Maricopa, AZ 85238, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Maricopa, Arizona 85238 from 2012 - 2019
Below are historical data on refinancing in Maricopa, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.50% | 42.24% | 48.78% | 56.14% | 60.11% | 57.79% | 61.33% | 55.29% |
| avg refi rate | 4.86% | 4.50% | 3.85% | 3.79% | 4.51% | 4.11% | 3.92% | 4.02% |
| % 15 year fixed refinance | 34.44% | 42.72% | 37.63% | 32.72% | 31.73% | 31.30% | 28.47% | 32.58% |
| avg refi rate | 4.25% | 3.76% | 3.22% | 3.02% | 3.59% | 3.33% | 3.13% | 3.24% |
| Avg credit score | 771.41 | 773.37 | 774.38 | 766.79 | 752.39 | 756.92 | 754.38 | 750.36 |
| Avg LTV (loan to value) | 60.39% | 61.71% | 63.37% | 65.44% | 69.24% | 69.28% | 69.79% | 67.78% |
| Avg DTI (debt to income) | 30.35 | 30.03 | 30.24 | 29.56 | 31.68 | 31.83 | 32.15 | 33.24 |
| Avg refinance insurance % | 0.52% | 0.76% | 1.07% | 1.95% | 3.31% | 3.63% | 3.80% | 3.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Maricopa, Arizona 85238
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Maricopa, Arizona 85238, we have compiled a list of the leading refinance brokers to guide you.
Brandon Barczak
Home Mortgage Consultant
1100 W QUEEN CREEK RD CHANDLER
Apache Junction, AZ 85238
(480) 855-0589
brandon.s.barczak@wellsfargo.com
JOSEPH KLIMCZAK
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85238
(480) 917-0015
joe.klimczak@wellsfargo.com
LAURA CHICKERING
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85238
(480) 917-0015
Laura.C.Chickering@wellsfargo.com
TIMOTHY ROMAINE
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85238
(480) 917-0015
timothy.p.romaine@wellsfargo.com
SHANE LUBARSKY
Home Mortgage Consultant
1100 W Queen Creek Rd
Chandler, AZ 85238
(480) 917-0015
Shane.B.Lubarsky@wellsfargo.com
Address
1100 W QUEEN CREEK RD CHANDLER
Apache Junction, AZ
Contact
(480) 855-0589
Fax (301) 639-0804
brandon.s.barczak@wellsfargo.com
Address
1100 W Queen Creek Rd
Chandler, AZ
Contact
(480) 917-0015
Fax (301) 639-0804
joe.klimczak@wellsfargo.com
Address
1100 W Queen Creek Rd
Chandler, AZ
Contact
(480) 917-0015
Fax (301) 639-0804
Laura.C.Chickering@wellsfargo.com