Compare Today’s Refinance Rates for Maricopa, Arizona

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Maricopa, Arizona 85238. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Maricopa and surrounding areas of Maricopa county, your expected lifetime cash savings are $221,677 or $616 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Maricopa, Arizona 85238.

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Summary of Average Refinance Terms in Maricopa, Arizona 85238

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Maricopa, AZ 85238, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Maricopa, Arizona 85238 from 2012 - 2019

Below are historical data on refinancing in Maricopa, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 55.50% 42.24% 48.78% 56.14% 60.11% 57.79% 61.33% 55.29%
avg refi rate 4.86% 4.50% 3.85% 3.79% 4.51% 4.11% 3.92% 4.02%
% 15 year fixed refinance 34.44% 42.72% 37.63% 32.72% 31.73% 31.30% 28.47% 32.58%
avg refi rate 4.25% 3.76% 3.22% 3.02% 3.59% 3.33% 3.13% 3.24%
Avg credit score 771.41 773.37 774.38 766.79 752.39 756.92 754.38 750.36
Avg LTV (loan to value) 60.39% 61.71% 63.37% 65.44% 69.24% 69.28% 69.79% 67.78%
Avg DTI (debt to income) 30.35 30.03 30.24 29.56 31.68 31.83 32.15 33.24
Avg refinance insurance % 0.52% 0.76% 1.07% 1.95% 3.31% 3.63% 3.80% 3.04%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Maricopa, Arizona 85238

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Maricopa, Arizona 85238, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brandon Barczak

Home Mortgage Consultant

1100 W QUEEN CREEK RD CHANDLER

Apache Junction, AZ 85238

(480) 855-0589

brandon.s.barczak@wellsfargo.com

JOSEPH KLIMCZAK

Home Mortgage Consultant

1100 W Queen Creek Rd

Chandler, AZ 85238

(480) 917-0015

joe.klimczak@wellsfargo.com

LAURA CHICKERING

Home Mortgage Consultant

1100 W Queen Creek Rd

Chandler, AZ 85238

(480) 917-0015

Laura.C.Chickering@wellsfargo.com

TIMOTHY ROMAINE

Home Mortgage Consultant

1100 W Queen Creek Rd

Chandler, AZ 85238

(480) 917-0015

timothy.p.romaine@wellsfargo.com

SHANE LUBARSKY

Home Mortgage Consultant

1100 W Queen Creek Rd

Chandler, AZ 85238

(480) 917-0015

Shane.B.Lubarsky@wellsfargo.com

Address

1100 W QUEEN CREEK RD CHANDLER

Apache Junction, AZ

Contact

(480) 855-0589

Fax (301) 639-0804

brandon.s.barczak@wellsfargo.com

Address

1100 W Queen Creek Rd

Chandler, AZ

Contact

(480) 917-0015

Fax (301) 639-0804

joe.klimczak@wellsfargo.com

Address

1100 W Queen Creek Rd

Chandler, AZ

Contact

(480) 917-0015

Fax (301) 639-0804

Laura.C.Chickering@wellsfargo.com

Refinancing News for Maricopa, Arizona 85238