Compare Today’s Refinance Rates for Mesa, Arizona 85210
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mesa, Arizona 85210.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mesa, Arizona 85210. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,221 or $15 per month in Mesa and other parts of Maricopa county.
Summary of Average Refinances in Mesa, Arizona 85210
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Interactive Refinance Rate Projections for Mesa, Arizona 85210
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mesa, AZ 85210, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mesa, Arizona 85210 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mesa, Arizona and the surrounding Maricopa county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 86.36% | 66.00% | 71.28% | 70.57% | 74.20% | 70.78% | 63.94% | 67.60% | 63.88% |
avg refi rate | 6.44% | 3.46% | 2.92% | 3.23% | 4.07% | 4.56% | 4.16% | 3.90% | 4.11% |
% 15 year fixed refinance | 10.61% | 21.55% | 17.83% | 18.11% | 15.94% | 19.59% | 27.64% | 23.86% | 26.41% |
avg refi rate | 5.52% | 2.63% | 2.42% | 2.76% | 3.50% | 3.85% | 3.34% | 3.15% | 3.31% |
Avg credit score | 751.53 | 756.61 | 761.50 | 762.23 | 756.82 | 744.79 | 750.55 | 755.98 | 758.37 |
Avg LTV (loan to value) | 59.11% | 51.57% | 59.80% | 65.32% | 69.94% | 68.17% | 70.11% | 69.46% | 69.10% |
Avg DTI (debt to income) | 36.68 | 33.40 | 31.35 | 31.05 | 32.93 | 33.84 | 32.90 | 31.86 | 31.80 |
Avg refinance insurance % | 1.12% | 0.41% | 1.04% | 2.07% | 3.96% | 3.71% | 4.21% | 4.03% | 3.88% |
Best Refinance Brokers around Mesa, Arizona 85210
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mesa, Arizona 85210, we have compiled a list of top refinance brokers to assist you in the process.
Randa Dutcher
Loan Officer
840 East McKellips Road
Mesa, AZ 85210
(801) 233-3700
randa.dutcher@academymortgage.com
Stacy Neal
Mortgage Banker
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85210
(800) 280-8655
stacy.neal@wvmb.com
Regina Whalen
Mortgage Banker
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85210
(800) 280-8655
regina.whalen@wvmb.com
Reagan Wichman
Loan Originator
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85210
(800) 280-8655
reagan.wichman@wvmb.com
Michele Walker
Loan Originator
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85210
(800) 280-8655
michele.walker@wvmb.com
Address
840 East McKellips Road
Mesa, AZ
Contact
(801) 233-3700
Fax (301) 639-0804
randa.dutcher@academymortgage.com
Address
1640 S. Stapley Drive, Suite 221
Mesa, AZ
Contact
(800) 280-8655
Fax (301) 639-0804
stacy.neal@wvmb.com
Address
1640 S. Stapley Drive, Suite 221
Mesa, AZ
Contact
(800) 280-8655
Fax (301) 639-0804
regina.whalen@wvmb.com