Compare Today’s Refinance Rates for Mesa, Arizona
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Mesa, Arizona 85277. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Mesa and surrounding areas of Maricopa county, your expected lifetime cash savings are $7,190 or $20 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Mesa, Arizona 85277.
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Summary of Average Refinance Terms in Mesa, Arizona 85277
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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in Mesa, AZ 85277, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Mesa, Arizona 85277 from 2012 - 2019
Below are historical data on refinancing in Mesa, Arizona and around Maricopa county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 55.50% | 42.24% | 48.78% | 56.14% | 60.11% | 57.79% | 61.33% | 55.29% |
| avg refi rate | 4.86% | 4.50% | 3.85% | 3.79% | 4.51% | 4.11% | 3.92% | 4.02% |
| % 15 year fixed refinance | 34.44% | 42.72% | 37.63% | 32.72% | 31.73% | 31.30% | 28.47% | 32.58% |
| avg refi rate | 4.25% | 3.76% | 3.22% | 3.02% | 3.59% | 3.33% | 3.13% | 3.24% |
| Avg credit score | 771.41 | 773.37 | 774.38 | 766.79 | 752.39 | 756.92 | 754.38 | 750.36 |
| Avg LTV (loan to value) | 60.39% | 61.71% | 63.37% | 65.44% | 69.24% | 69.28% | 69.79% | 67.78% |
| Avg DTI (debt to income) | 30.35 | 30.03 | 30.24 | 29.56 | 31.68 | 31.83 | 32.15 | 33.24 |
| Avg refinance insurance % | 0.52% | 0.76% | 1.07% | 1.95% | 3.31% | 3.63% | 3.80% | 3.04% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Mesa, Arizona 85277
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mesa, Arizona 85277, we have compiled a list of the leading refinance brokers to guide you.
Randa Dutcher
Loan Officer
840 East McKellips Road
Mesa, AZ 85277
(801) 233-3700
randa.dutcher@academymortgage.com
Stacy Neal
Mortgage Banker
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85277
(800) 280-8655
stacy.neal@wvmb.com
Regina Whalen
Mortgage Banker
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85277
(800) 280-8655
regina.whalen@wvmb.com
Reagan Wichman
Loan Originator
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85277
(800) 280-8655
reagan.wichman@wvmb.com
Michele Walker
Loan Originator
1640 S. Stapley Drive, Suite 221
Mesa, AZ 85277
(800) 280-8655
michele.walker@wvmb.com
Address
840 East McKellips Road
Mesa, AZ
Contact
(801) 233-3700
Fax (301) 639-0804
randa.dutcher@academymortgage.com
Address
1640 S. Stapley Drive, Suite 221
Mesa, AZ
Contact
(800) 280-8655
Fax (301) 639-0804
stacy.neal@wvmb.com
Address
1640 S. Stapley Drive, Suite 221
Mesa, AZ
Contact
(800) 280-8655
Fax (301) 639-0804
regina.whalen@wvmb.com