Compare Today’s Refinance Rates for Naco, Arizona 85620
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Naco, Arizona 85620.
With a 30-year amortization refinance in Naco and surrounding areas of Cochise county, our calculations show that you can expect to save up to $3,649 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Naco, Arizona 85620.
Summary of Average Refinances in Naco, Arizona 85620
Become a certified mortgage expert on Pureloan.com
in Naco, Arizona 85620
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Naco, Arizona 85620
Pureloan has developed an interactive chart to monitor the five largest local lenders in Naco, AZ 85620, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Naco, Arizona 85620 from 2024 - 2016
The following historical data provides insights into refinancing trends in Naco, Arizona and the surrounding Cochise county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 65.47% | 65.37% | 65.36% | 64.14% | 58.11% | 53.95% | 53.12% | 63.28% |
| avg refi rate | 6.36% | 3.63% | 2.97% | 3.25% | 4.15% | 4.62% | 4.14% | 3.91% | 4.11% |
| % 15 year fixed refinance | 9.09% | 24.55% | 22.06% | 23.35% | 24.61% | 31.08% | 35.09% | 35.01% | 26.56% |
| avg refi rate | 5.00% | 2.90% | 2.48% | 2.84% | 3.68% | 3.84% | 3.46% | 3.22% | 3.41% |
| Avg credit score | 732.27 | 738.21 | 756.56 | 769.25 | 760.30 | 752.05 | 762.29 | 764.03 | 766.49 |
| Avg LTV (loan to value) | 64.36% | 59.37% | 63.92% | 68.74% | 71.13% | 69.64% | 72.27% | 72.45% | 72.08% |
| Avg DTI (debt to income) | 36.27 | 33.66 | 31.93 | 32.06 | 33.62 | 33.10 | 34.07 | 30.82 | 32.57 |
| Avg refinance insurance % | 2.73% | 0.82% | 1.50% | 3.05% | 4.33% | 3.43% | 4.88% | 4.80% | 5.49% |
Best Refinance Brokers around Naco, Arizona 85620
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Naco, Arizona 85620, we have compiled a list of top refinance brokers to assist you in the process.
Roxanne Lopez
Loan officer
210 W. Continental Road #132
Green Valley, AZ 85620
(520) 625-6682
roxanne.lopez@novahomeloans.com
Lucy Gonzales
Loan Officer
1790 N. Mastick Way, Suite C
Nogales, AZ 85620
(520) 281-1318
lgonzales@sunstreetmortgage.com
Irene Mattingley
Branch Manager
180 W. Continental Road; Suite 150
Green Valley, AZ 85620
(520) 399-0900
imattingley@vipmtginc.com
Brad Richardson
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85620
(520) 459-1860
brichardson@americansouthwestcu.org
Linda Broughton
Loan Officer
3090 E. Fry Blvd
Sierra Vista, AZ 85620
(520) 459-1860
lbroughton@americansouthwestcu.org
Address
210 W. Continental Road #132
Green Valley, AZ
Contact
(520) 625-6682
Fax (301) 639-0804
roxanne.lopez@novahomeloans.com
Address
1790 N. Mastick Way, Suite C
Nogales, AZ
Contact
(520) 281-1318
Fax (301) 639-0804
lgonzales@sunstreetmortgage.com
Address
180 W. Continental Road; Suite 150
Green Valley, AZ
Contact
(520) 399-0900
Fax (301) 639-0804
imattingley@vipmtginc.com